912 N 8th St, Reading, PA 19604 Property Records

Berks County property record for 912 N 8th St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,528 sqft · built 1905
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$164,900 (Sep 2023)
Tax Bill	$719 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jan 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5307-52-95-6395`

Property Details

APN / Parcel Number

Primary APN	`5307-52-95-6395`
Alternative APNs	`13-5307-52-95-6395` `13109475` `109475`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,528 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Porch	Stoop

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13109475
Street Address	912 N 8TH ST
City	READING
State	PA
Zip	19604-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	95
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	3
Census Block	3009
Census Tract	800

Owner

912 N 8th St is owned and occupied by an individual who bought it in September 2023.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	912 N 8TH ST, READING, PA 19604-2308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed, Transfer · FHA Mortgage MORTGAGE AMERICA INC
Jan 29, 2020	Deed, Transfer · FHA Mortgage SUMMIT MORTGAGE CORP
Oct 29, 2018	Deed of Trust, Mortgage PSE CU
Nov 6, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2023 · Amount on File
Deed Sale	Sep 12, 2023 · Amount on File
Prior Sale	Jan 29, 2020 · Amount on File
Deed Document Number	202326958
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Sep 12, 2023
Property Address	912 N 8TH ST, READING, PA 19604-2308
Document Number	0000026958
Instrument Date	Aug 21, 2023
Instrument	2023026958
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,649.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 N 8TH ST, READING, PA 19604-2308

Mortgage

Document Number	0000026959
Date	Sep 12, 2023
Instrument	2023026959

Lender

Name	MORTGAGE AMERICA INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0000026960
Date	Sep 12, 2023
Instrument	2023026960

Lender

Name	MORTGAGE AMERICA INC
Type	Mortgage Company
Address	WHITEHALL, PA 18052

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jan 29, 2020
Property Address	912 N 8TH ST, READING, PA 19604-2308
Document Number	0000003546
Instrument Date	Jan 24, 2020
Instrument	2020003546
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	912 N 8TH ST, READING, PA 19604-2308

Mortgage

Document Number	0000003547
Date	Jan 29, 2020
Instrument	2020003547

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	912 N 8TH ST, READING, PA 19604-2308
Document Number	0000042129
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Dec 20, 2018
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 N 8TH ST READING PA 196042308, READING, PA 19604-2308

Mortgage

Document Number	0000042129
Date	Dec 6, 2018
Instrument	42129

Lender

Name	PSE CU
Type	Credit Union
Address	PO BOX 67013, HARRISBURG, PA 17106-7013

Agreement

Amount	Amount on Record
Term	120 Months
Due	Dec 5, 2028

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Nov 6, 2017
Property Address	912 N 8TH ST, READING, PA 19604-2308
Document Number	0000041503
Instrument Date	Oct 30, 2017
Instrument	41503
Transaction Type	Transfer
Record Updated	Dec 12, 2017

Transaction

Amount	Amount on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 N CHURCH ST MOHNTON PA 195401719, MOHNTON, PA 19540-1719

Tax Assessment & Valuation

The 2026 property tax bill for 912 N 8th St was $719.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$719.00	$25,500 Land $11,100 Building $14,400	$11,100 Land $11,100
2024	$675.00 (-39.41%)	$25,500 (-) Land $11,100 Building $14,400
2023	$1,114.00	$25,500 Land $11,100 Building $14,400
1994			$25,500 Land $11,100 Building $14,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 912 N 8th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1985)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 912 N 8th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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