912 Mill St, Traer, IA 50675 Property Records

Tama County property record for 912 Mill St, Traer, IA 50675

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,940 sqft · built 1971
Lot Size	0.725 acres (31,581 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (Aug 2013)
Tax Bill	$4,904 (2025)
Deeds & Mortgages	May 2019 Refinance Aug 2013 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07.10.302.013`

Property Details

APN / Parcel Number

Primary APN	`07.10.302.013`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,940 sqft Living Area
Basement Area	1,940 sqft
Finished Basement	1,200 sqft
Unfinished Basement	740 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	31,581 sqft (0.725 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	442 sqft
Deck Area	Deck Area
Patio Area	372 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	912 MILL ST
City	TRAER
State	IA
Zip	50675-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-85-14 LT 1 GREEN MEADOW AC & PT NW SW BEG SW COR LOT 1 N246.1' W125' S246.1' E125'
Legal Range	14W
Legal Township	85N
Legal Section	10
Legal Subdivision	GREEN MEADOW ACRES
Legal Lot Number	1
Jurisdiction	TAMA IA
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3050
Census Tract	290200

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	912 MILL ST, TRAER, IA 50675-1422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS STATE BANK
Aug 21, 2013	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK
Jul 24, 2008	Warranty Deed, Transfer
May 16, 2005	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2013 · Amount on Record
Deed Sale	Aug 21, 2013 · Amount on Record
Deed Document Number	20132490
Deed Book / Page	920 / 456
Prior Transfer Date	May 12, 2005
Prior Transfer Doc	000746/004
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	912 MILL ST, TRAER, IA 50675-1422
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020191036
Date	May 24, 2019
Instrument	2019-1036

Lender

Name	FARMERS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

August 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Aug 21, 2013
Property Address	912 MILL ST, TRAER, IA 50675-1422
Document Number	000920/456
Book / Page	0920 / 456
Instrument Date	Aug 7, 2013
Instrument	2013-2490
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	912 MILL ST, TRAER, IA 50675-1422
Investor	Possibly a Property Investor

Mortgage

Document Number	000921/908
Date	Aug 21, 2013
Book Page	0921/908
Instrument	2013-2491

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50702

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2043

July 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Jul 24, 2008
Property Address	912 MILL ST, TRAER, IA 50675-1422
Document Number	000832/475
Book / Page	0832 / 475
Instrument Date	Jul 8, 2008
Instrument	2008-2361
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$303.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 MILL ST, TRAER, IA 50675-1422

May 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	May 16, 2005
Property Address	912 MILL ST, TRAER, IA 50675-1422
Document Number	000746/004
Book / Page	0746 / 004
Instrument Date	May 12, 2005
Instrument	2005-4083
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	912 MILL ST, TRAER, IA 50675-1422

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Traer City
Unified School District	North Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,904.00	$248,950 (+4.63%) Land $25,870 Building $223,080	$248,950 (+4.63%) Land $25,870 Building $223,080
2024		$237,940 (-) Land $25,870 Building $212,070
2023		$237,940 Land $25,870 Building $212,070	$237,940 Land $25,870 Building $212,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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