912 Locust St, Yankton, SD 57078 Property Records

Yankton County property record for 912 Locust St, Yankton, SD 57078

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 944 sqft · built 1980
Lot Size0.156 acres (6,776 sqft)
OwnerIndividual Name on Record
Last Sale$176,500 (Oct 2020)
Tax Bill$2,311 (2025)
Deeds & MortgagesNov 2025 Second Mortgage
Jan 2025 Transfer
+ 4 more
Flood ZoneZone X (moderate risk)
APN78.240.094.030

Property Details

APN / Parcel Number

Primary APN78.240.094.030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area944 sqft Living Area
Basement Area896 sqft
Finished Basement896 sqft
Unfinished Basement896 sqft
FlooringLaminate Plank

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialVinyl
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,776 sqft (0.156 acres)
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address912 LOCUST ST
CityYANKTON
StateSD
Zip57078-3538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 3 BLK 94 B C FOWLERS ADDN
Legal SubdivisionB C FOWLERS ADDN
Legal Block94
Legal Lot Number3
JurisdictionYANKTON SD
Township / Civil DivisionYANKTON
Census Block Group2
Census Block2003
Census Tract966100

Owner

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address912 LOCUST ST, YANKTON, SD 57078-3538
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
AMERISAVE MORTGAGE CORP
Jan 23, 2025Quit Claim Deed, Transfer
Quitclaim
Oct 14, 2020Warranty Deed, Transfer · FHA Mortgage
FIRST DAKOTA NATIONAL BANK
Oct 30, 2017Warranty Deed, Transfer
BRANTON TITLE COMPANY, YANKTON TITLE COMPANY
Jun 9, 2017Special Warranty Deed, Transfer
Feb 27, 2017Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2020 · Amount on Record
Deed SaleOct 14, 2020 · Amount on Record
Prior SaleOct 30, 2017 · Amount on Record
Deed Book / Page554 / 95
Last Transfer DateJan 21, 2025
Transfer Doc000577/328
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYANKTON SD
Property Address912 LOCUST ST, YANKTON, SD 57078-3538
Transaction TypeMortgage
Record UpdatedJan 16, 2026
Title CompanyUNKNOWN, SUMMIT SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000581/291
DateNov 19, 2025
Book Page581/291
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Address1200 ALTMORE AVE # 2-300, SANDY SPRINGS, GA 30342
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

January 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionYANKTON SD
Recording DateJan 23, 2025
Property Address912 LOCUST ST, YANKTON, SD 57078-3538
Document Number000577/328
Book / Page577 / 328
Map ReferenceMB S PG 3
Instrument DateJan 21, 2025
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2446 COLTON AVE, YANKTON, SD 57078-4608

Transferred To (Grantee/Buyer)

NameVerified Name
Address912 LOCUST ST, YANKTON, SD 57078-3538

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYANKTON SD
Recording DateOct 14, 2020
Property Address912 LOCUST ST, YANKTON, SD 57078-3538
Document Number0000554/95
Book / Page554 / 95
Map ReferenceMB S PG 3
Instrument DateOct 13, 2020
Transaction TypeTransfer
Record UpdatedJan 16, 2026
Title CompanyBRANTON TITLE COMPANY, YANKTON TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$176.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2403 W CITY LIMITS RD # RD106, RD106, YANKTON, SD 57078-1237

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address202 W 3RD ST, YANKTON, SD 57078-4323

Mortgage

Document Number0000055496
DateOct 14, 2020
Instrument554/96
Lender
NameFIRST DAKOTA NATIONAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYANKTON SD
Recording DateOct 30, 2017
Property Address912 LOCUST ST, YANKTON, SD 57078-3538
Document Number000537/301
Book / Page537 / 301
Map ReferenceMB S PG 3
Instrument DateOct 27, 2017
Transaction TypeTransfer
Record UpdatedJan 16, 2026
Title CompanyBRANTON TITLE COMPANY, YANKTON TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$155.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28 RIVERVIEW DR, CROFTON, NE 68730-4171

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address912 LOCUST ST, YANKTON, SD 57078-3538

June 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionYANKTON SD
Recording DateJun 9, 2017
Property Address912 LOCUST ST, YANKTON, SD 57078-3538
Document Number000535/199
Book / Page535 / 199
Map ReferenceMB S PG 3
Instrument DateApr 20, 2017
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

AmountAmount Recorded
Tax$114.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address425 PHILLIPS BLVD, EWING, NJ 08618-1430

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address28 RIVERVIEW DR, CROFTON, NE 68730-4171

February 2017: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionYANKTON SD
Recording DateFeb 27, 2017
Property Address912 LOCUST ST, YANKTON, SD 57078-3538
Document Number000533/458
Book / Page533 / 458
Map ReferenceMB S PG 3
Instrument DateFeb 13, 2017
Transaction TypeForeclosure
Record UpdatedJan 16, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 PHILLIPS BLVD, EWING, NJ 08618-1430

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyYankton County
MunicipalityYankton City
Unified School DistrictYankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$112,600 (-35.77%) Land $9,900 Building $102,700$112,600 (-17.93%) Land $9,900 Building $102,700
2025$2,311.00 (+3.63%)$175,300 (+23.97%) Land $9,900 Building $165,400
2024$2,230.00 (+5.49%)
2023$141,400 Land $9,900 Building $131,500
2022$2,114.00
2021$137,200 Land $9,900 Building $127,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims9 (1984–2019)
Most Recent ClaimMar 2019 · Severe Winter Storm, Snowstorm, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYANKTON
serves 15,411 people · EPA ID SD4600423
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereBY WATER DISTRICT
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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