912 Locust, Merkel, TX 79536 Property Records

Taylor County property record for 912 Locust, Merkel, TX 79536

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,547 sqft · built 1944
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$494,900 (Mar 2020)
Tax Bill	$1,181 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S1850000900`

Property Details

APN / Parcel Number

Primary APN	`S1850000900`
Alternative APN	`12269`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,547 sqft Living Area
Gross Area	1,855 sqft
1st Floor Area	1,547 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	912 LOCUST
City	MERKEL
State	TX
Zip	79536-7212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHLAND OF MERKEL, LOT 10 & E1/2 LT 9
Legal Subdivision	SOUTHLAND OF MERKEL
Legal Lot Number	10,9
Jurisdiction	TAYLOR TX
Township / Civil Division	MERKEL
Census Block Group	2
Census Block	2117
Census Tract	13601

Owner

Source: Taylor County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	912 LOCUST, MERKEL, TX 79536-7212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 3, 2020	Warranty Deed, Transfer CONSUMER R/E FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2020 · Amount on Record
Deed Sale	Mar 3, 2020 · Amount on Record
Deed Document Number	20203508
Prior Transfer Date	Feb 28, 2020
Prior Transfer Doc	0000003508
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR TX
Property Address	912 LOCUST, MERKEL, TX 79536-7212
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 LOCUST, MERKEL, TX 79536-7212

Mortgage

Document Number	0000020672
Date	Oct 31, 2025
Instrument	2025-00020672

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR TX
Property Address	912 LOCUST, MERKEL, TX 79536-7212
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021978
Date	Sep 29, 2021
Instrument	2021-00021978

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAYLOR TX
Recording Date	Mar 3, 2020
Property Address	912 LOCUST, MERKEL, TX 79536-7212
Document Number	0000003508
Instrument Date	Feb 28, 2020
Instrument	3508
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	ERECORDING PARTNERS NTWK LLC, ERECORDING PTRS NTWK LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	912 LOCUST MERKEL TX 795367212, MERKEL, TX 79536-7212

Mortgage

Document Number	3509
Date	Mar 3, 2020
Instrument	3509

Lender

Name	CONSUMER R/E FIN
Type	Funding / Finance Company
Address	FORT LAUDERDALE, FL 33301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2050

Tax Assessment & Valuation

Source: Taylor County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Taylor County
Municipality	Merkel Town
Unified School District	Merkel Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,488 (+1%)	$169,336 (+8.44%) Land $1,800 Building $167,536
2025	$1,181.00 (+13.12%) Homeowner's exemption Senior Citizen's exemption	$136,807 (+1%) Land $1,800 Building $154,355	$156,155 (+8.49%) Land $1,800 Building $154,355
2024		$124,370 (-1.94%) Land $1,800 Building $142,141	$143,941 (+13.49%) Land $1,800 Building $142,141
2023	$1,044.00 (-34.34%) Homeowner's exemption Senior Citizen's exemption	$126,833 Land $1,800 Building $125,033	$126,833 Land $1,800 Building $125,033
2022	$1,590.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERKEL serves 3,573 people · EPA ID TX2210002
Water Source	Purchased surface water from CITY OF ABILENE
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Access Fiber.

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