912 Larvotto Loop, Laredo, TX 78045 Property Records

Webb County property record for 912 Larvotto Loop, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,288 sqft · built 2020
Lot Size0.109 acres (4,727 sqft)
OwnerIndividual Name on File
Last Sale$235,800 (Jul 2020)
Tax Bill$1,830 (2025)
Deeds & MortgagesDec 2025 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN969-61001-060

Property Details

APN / Parcel Number

Primary APN969-61001-060
Alternative APN
  • 597478

Interior

Stories2 Stories
Building Area2,288 sqft Living Area
Gross Area2,649 sqft
1st Floor Area1,234 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area4,727 sqft (0.109 acres)
Garage TypeAttached
Garage Area361 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area220 sqft

Location & Zoning

Street Address912 LARVOTTO LOOP
CityLAREDO
StateTX
Zip78045-6931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONACO, BLOCK 1, LOT 6, PHASE II
Legal SubdivisionMONACO
Legal PhaseII
Legal Block1
Legal Lot Number6
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2000
Census Tract1723

Owner

912 Larvotto Loop is owned and occupied by an individual who bought it in July 2020.

Source: Webb County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address912 LARVOTTO LOOP, LAREDO, TX 78045-6931
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2025Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 21, 2020Vendor's Lien, Subdivision Related Transfer · FHA Mortgage
INTERNATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2020 · Amount on File
Deed SaleJul 21, 2020 · Amount on File
Prior SaleJul 3, 2019
Deed Document Number20201398287
Deed Book / Page4823 / 801
Prior Transfer DateJul 17, 2020
Prior Transfer Doc004823/801
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address912 LARVOTTO LOOP, LAREDO, TX 78045-6931
Transaction TypeMortgage
Record UpdatedDec 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005950/775
DateDec 8, 2025
Book Page5950/775
Instrument1574587
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Address3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueDec 1, 2045

July 2020: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateJul 21, 2020
Property Address912 LARVOTTO LOOP, LAREDO, TX 78045-6931
Document Number004823/801
Book / Page4823 / 801
Map ReferenceVOL 36 PG 47&48
Instrument DateJul 17, 2020
Instrument1398287
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address912 LARVOTTO LOOP, LAREDO, TX 78045-6931

Mortgage

Document Number0001398288
DateJul 21, 2020
Instrument1398288
Lender
NameINTERNATIONAL BANK OF COMMERCE
TypeBank
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 912 Larvotto Loop was $1,830 with a homeowner's exemption, up 9.6% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$365,765 (+1.11%) Land $66,367 Building $299,398$365,765 (-0.51%) Land $66,367 Building $299,398
2025$1,830.00 (+9.65%) Homeowner's exemption$361,751$367,649 Land $66,367 Building $301,282
2024$1,669.00
2023$327,509 Land $54,124 Building $273,385$327,509 Land $54,124 Building $273,385
2022$1,983.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 912 Larvotto Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 912 Larvotto Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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