912 Kerry Blvd, Winter Haven, FL 33880 Property Records

Polk County property record for 912 Kerry Blvd, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,353 sqft · built 1979
Lot Size	0.198 acres (8,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$243,000 (Apr 2023)
Tax Bill	$2,318 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jan 2023 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-25-354570-000830`

Property Details

APN / Parcel Number

Primary APN	`25-28-25-354570-000830`
Alternative APN	`52825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,353 sqft Living Area
Gross Area	1,144 sqft
1st Floor Area	1,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	125 ft deep x 69 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Carport	Carport
Porch	Screened/Unfinished Porch
Porch Area	261 sqft
Utility Building	91 sqft

Location & Zoning

Street Address	912 KERRY BLVD
City	WINTER HAVEN
State	FL
Zip	33880-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	EMERALD ESTATES UNIT NO 2 PB 67 PG 17 LOT 83
Legal Range	25E
Legal Township	28S
Legal Section	25
Legal Subdivision	EMERALD ESTATES UNIT #2
Legal Tract	354570
Legal Block	2
Legal Lot Number	83
Legal Unit	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2010
Census Tract	13802

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	912 KERRY BLVD, WINTER HAVEN, FL 33880-1703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU
Jan 6, 2023	Warranty Deed, Construction Loan · Construction Mortgage CENTRAL FLORIDA INCOME FUND LLC
Apr 4, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2023 · Amount on Record
Deed Sale	Apr 13, 2023 · Amount on Record
Prior Sale	Jan 6, 2023 · Amount on Record
Deed Document Number	202384983
Deed Book / Page	12650 / 1804
Prior Transfer Date	Mar 21, 2022
Prior Transfer Doc	0000090837
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 13, 2023
Property Address	912 KERRY BLVD, WINTER HAVEN, FL 33880-1703
Document Number	0000084983
Book / Page	12650 / 1804
Map Reference	MB 67 PG 17
Instrument Date	Apr 5, 2023
Instrument	2023084983
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,701.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 LAKE ARROWHEAD DR, WINTER HAVEN, FL 33880-1054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 KERRY BLVD, WINTER HAVEN, FL 33880-1703

Mortgage

Document Number	0126501805
Date	Apr 13, 2023
Instrument	12650/1805

Lender

Name	SUNCOAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	1 Months
Due	May 1, 2023

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jul 1, 2033
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year T-Bill
Max Rate	11.2%

January 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 6, 2023
Property Address	912 KERRY BLVD, WINTER HAVEN, FL 33880-1703
Document Number	0000004300
Book / Page	12543 / 9
Map Reference	MB 67 PG 17
Instrument Date	Dec 30, 2022
Instrument	2023004300
Transaction Type	Construction Loan
Record Updated	Jan 19, 2023
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$938.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	454 BOWIE LN, KEY LARGO, FL 33037-2700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 LAKE ARROWHEAD DR, WINTER HAVEN, FL 33880-1054

Mortgage

Document Number	0001254310
Date	Jan 6, 2023
Instrument	12543/10

Lender

Name	CENTRAL FLORIDA INCOME FUND LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2024

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Apr 4, 2022
Property Address	912 KERRY BLVD, WINTER HAVEN, FL 33880-1703
Document Number	0000090837
Book / Page	12192 / 2156
Instrument Date	Mar 21, 2022
Instrument	2022090837
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	912 KERRY BLVD, WINTER HAVEN, FL 33880-1703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 KERRY BLVD, WINTER HAVEN, FL 33880-1703

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,910 (-1.33%) Land $30,000 Building $146,910	$176,910 (-1.33%) Land $30,000 Building $146,910
2025	$2,318.00 (-17.89%)	$179,303 (+2.65%) Land $30,000 Building $149,303	$179,303 (+2.65%) Land $30,000 Building $149,303
2023	$2,823.00 (+269.02%)	$174,679 (+278.56%) Land $29,000 Building $145,679	$174,679 (+12.45%) Land $29,000 Building $145,679
2022	$765.00	$46,143	$155,339 Land $24,000 Building $131,339

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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