912 Kaley St, Fruita, CO 81521 Property Records

Mesa County property record for 912 Kaley St, Fruita, CO 81521

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,771 sqft · built 2005
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$481,500 (Nov 2025)
Tax Bill	$2,219 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Nov 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2697-201-43-011`

Property Details

APN / Parcel Number

Primary APN	`2697-201-43-011`
Alternative APN	`R013519`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,771 sqft Living Area
Gross Area	2,489 sqft
1st Floor Area	1,771 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	718 sqft
Porch	Open/Unfinished Porch
Porch Area	285 sqft
Patio Area	590 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R013519
Street Address	912 KALEY ST
City	FRUITA
State	CO
Zip	81521-2592
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 2 COLONIAL GLEN SUBDIVISION SEC 20 1N 2W - 0.21AC
Legal Range	002
Legal Township	01N
Legal Section	20
Legal Subdivision	COLONIAL GLEN SUBDIVISION
Legal Block	2
Legal Lot Number	11
Jurisdiction	MESA CO
Township / Civil Division	FRUITA
Census Block Group	1
Census Block	1001
Census Tract	1504

Owner

Source: Mesa County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	912 KALEY ST, FRUITA, CO 81521-2592
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Special Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC
Nov 30, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 30, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD
Mar 26, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2025 · Amount on Record
Deed Sale	Nov 24, 2025 · Amount on Record
Prior Sale	Mar 26, 2019 · Amount on Record
Deed Document Number	20253143643
Prior Transfer Date	Oct 19, 2020
Prior Transfer Doc	0002963321
Record Updated	Oct 29, 2026

November 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Nov 24, 2025
Property Address	912 KALEY ST, FRUITA, CO 81521-2592
Document Number	0003143643
Instrument Date	Nov 21, 2025
Instrument	3143643
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	912 KALEY ST, FRUITA, CO 81521-2592

Mortgage

Document Number	0003143644
Date	Nov 24, 2025
Instrument	3143644

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	912 KALEY ST, FRUITA, CO 81521-2592
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002863026
Date	Nov 30, 2018
Instrument	2863026

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2038

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	912 KALEY ST, FRUITA, CO 81521-2592
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	SOLDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002863024
Date	Nov 30, 2018
Instrument	2863024

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MESA CO
Recording Date	Jan 27, 2021
Property Address	912 KALEY ST, FRUITA, CO 81521-2592
Document Number	0002963321
Instrument Date	Oct 19, 2020
Instrument	2963321
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	912 KALEY ST, FRUITA, CO 81521-2592

Mortgage

Document Number	0002963322
Date	Jan 27, 2021
Instrument	2963322

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Mar 26, 2019
Property Address	912 KALEY ST, FRUITA, CO 81521-2592
Document Number	0002873981
Instrument Date	Mar 25, 2019
Instrument	2873981
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	912 KALEY ST, FRUITA, CO 81521-2592

Mortgage

Document Number	0002873982
Date	Mar 26, 2019
Instrument	2873982

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Fruita City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,219.00 (+5.22%)	$26,630 (+3.54%) Land $7,000 Building $19,630	$426,120 (+10.98%) Land $112,000 Building $314,120
2024	$2,109.00 (+0.57%)	$25,720 (-) Land $6,150 Building $19,570
2023	$2,097.00 (+10.43%)	$25,720 (+12.27%) Land $6,150 Building $19,570	$383,970 (+16.51%) Land $91,840 Building $292,130
2022	$1,899.00	$22,910 Land $4,520 Building $18,390
2021			$329,570 Land $65,000 Building $264,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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