912 James St, Waterloo, IL 62298 Property Records

Monroe County property record for 912 James St, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,889 sqft · built 1996
Lot Size	0.32 acres (13,939 sqft)
Owner	Company Name on File
Tax Bill	$6,155 (2024)
Flood Zone	Zone X (minimal risk)
APN	`07-24-234-020-000`

Property Details

APN / Parcel Number

Primary APN	`07-24-234-020-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,889 sqft Living Area
1st Floor Area	1,889 sqft
Basement Area	1,889 sqft
Unfinished Basement	1,889 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	13,939 sqft (0.32 acres)
Garage Area	713 sqft
Driveway	Concrete Driveway
Driveway Area	1,092 sqft
Porch	Slab
Porch Area	365 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	912 JAMES ST
City	WATERLOO
State	IL
Zip	62298-1064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 ELSIE KOLMER SUBD 1ST ADDN
Legal Range	10W
Legal Township	02S
Legal Section	24
Legal Subdivision	ELSIE KOLMER
Legal Lot Number	20
Jurisdiction	MONROE IL
Township / Civil Division	16
Census Block Group	3
Census Block	3002
Census Tract	600401

Owner

Source: Monroe County records · APN 07-24-234-020-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	912 JAMES ST, WATERLOO, IL 62298-1064
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$118,140 (+38.86%) Land $17,050 Building $101,090	$354,420 (+38.86%) Land $51,150 Building $303,270
2024	$6,155.00
2022	Homeowner's exemption Additional exemption filed	$85,080 Land $15,570 Building $69,510	$255,240 Land $46,710 Building $208,530

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 14% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 126 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
HTC Holding	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
HTC Holding	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Wisper ISP, Delta Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.