Richland County property record for 912 Hargrave Bend, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,094 sqft · built 2018 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $698,076 (Dec 2014) |
| Tax Bill | $3,234 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25811-07-12 |
| Primary APN | 25811-07-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 4,094 sqft Heated Area |
| Gross Area | 4,956 sqft |
| 1st Floor Area | 1,814 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Area | 486 sqft |
| Porch | Slab |
| Porch Area | 376 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02144370 |
|---|---|
| Street Address | 912 HARGRAVE BND |
| City | ELGIN |
| State | SC |
| Zip | 29045-7143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | LOT 54 70.3X149.5X53.5X127 #SU CATAWBA HILL PHASE 2 #PR RB2273-1418 |
| Legal Subdivision | CATAWBA HILLS |
| Legal Phase | 2 |
| Legal Lot Number | 54,70 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 11407 |
912 Hargrave Bend is owned and occupied by two individuals who bought it in December 2014.
Source: Richland County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 912 HARGRAVE BND, ELGIN, SC 29045-7143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2021 | Deed of Trust, Mortgage · VA Mortgage NP INC |
| Jul 10, 2019 | Deed of Trust, Mortgage · VA Mortgage MONSTERLOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2014 · Amount on File |
| Deed Sale | Dec 18, 2014 · Amount on File |
| Deed Document Number | 201492427 |
| Deed Book / Page | 1993 / 3881 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 912 HARGRAVE BND, ELGIN, SC 29045-7143 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 912 HARQUANE BEND, ELGIN, SC 29045 |
| Document Number | 0026232911 |
|---|---|
| Date | May 29, 2021 |
| Book Page | 2623/2911 |
| Instrument | 2021034063 |
| Name | NP INC |
|---|---|
| Type | Mortgage Company |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 912 HARGRAVE BND, ELGIN, SC 29045-7143 |
| Document Number | 2411/2383 |
| Instrument Date | Jul 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 912 HARGRAVE BND ELGIN SC 290457143, ELGIN, SC 29045-7143 |
| Document Number | 2411/2383 |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 002411/002383 |
| Instrument | 51531 |
| Name | MONSTERLOANS |
|---|---|
| Address | LAKE FOREST, CA 92630 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 17, 2049 |
The 2025 property tax bill for 912 Hargrave Bend was $3,234.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,234.00 | $344,500 | $454,000 Land $50,800 Building $403,200 |
| 2023 | $2,819.00 | $11,980 | $299,500 |
| 2021 | $2,831.00 | $11,980 | $299,500 Land $25,000 Building $274,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 912 Hargrave Bend in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 912 Hargrave Bend is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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