912 Edgewater Dr, Belmont, NC 28012 Property Records

Gaston County property record for 912 Edgewater Dr, Belmont, NC 28012

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,446 sqft · built 1989
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$319,000 (Jan 2022)
Tax Bill	$2,194 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`191735`

Property Details

APN / Parcel Number

Primary APN	`191735`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,446 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	17,860 sqft (0.41 acres)
Porch	Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	912 EDGEWATER DR
City	BELMONT
State	NC
Zip	28012-7779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	15 085 002 05 000
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	1
Census Block	1005
Census Tract	32510

Owner

912 Edgewater Dr is owned and occupied by an individual who bought it in January 2022.

Source: Gaston County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	912 EDGEWATER DR, BELMONT, NC 28012-7779
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Aug 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2022 · Amount on File
Deed Sale	Jan 20, 2022 · Amount on File
Prior Sale	Apr 22, 2016 · Amount on File
Deed Book / Page	5304 / 1339
Prior Transfer Date	Jul 20, 2018
Prior Transfer Doc	0049920158
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jan 20, 2022
Property Address	912 EDGEWATER DR, BELMONT, NC 28012-7779
Document Number	0053041339
Book / Page	5304 / 1339
Instrument Date	Jan 20, 2022
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$638.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 FOREST BAY CT, 306, BELMONT, NC 28012-7633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 EDGEWATER DR, BELMONT, NC 28012-7779

Mortgage

Document Number	0053041342
Date	Jan 20, 2022
Instrument	5304/1342

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GASTON NC
Recording Date	Aug 2, 2018
Property Address	912 EDGEWATER DR, BELMONT, NC 28012-7779
Document Number	0049920158
Book / Page	004992 / 000158
Instrument Date	Jul 20, 2018
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 EDGEWATER DR BELMONT NC 280127779, BELMONT, NC 28012-7779

Tax Assessment & Valuation

The 2026 property tax bill for 912 Edgewater Dr was $2,194.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,194.00	$307,300 (-) Land $31,500 Building $275,800
2025	$2,194.00	$307,300 Land $31,500 Building $275,800
2023	$2,135.00	$307,300 Land $31,500 Building $275,800
2021			$175,200 Land $27,000 Building $148,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 912 Edgewater Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 912 Edgewater Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARADISE POINT S/D private · serves 244 people · EPA ID NC0136170
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Edgewater Dr

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