Bergen County and Ridgefield Borough property record for 912 Edgewater Ave, Ridgefield, NJ 07657
| Property Type | Single Family Home |
|---|---|
| Details | 2,664 sqft · built 1969 |
| Lot Size | 0.355 acres (15,455 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $214,000 (Jul 2018) |
| Tax Bill | $14,990 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-02804-0000-00010 |
| Primary APN | 49-02804-0000-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,664 sqft Living Area |
| 1st Floor Area | 2,664 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 15,455 sqft (0.355 acres) |
| Lot Dimensions | 303 ft deep x 51 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 4900131000000046 |
|---|---|
| Street Address | 912 EDGEWATER AVE |
| City | RIDGEFIELD |
| State | NJ |
| Zip | 07657-2431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 51X303 6.2LT |
| Legal Block | 2804 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEFIELD |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 45200 |
912 Edgewater Ave is owned and occupied by two individuals who bought it in July 2018.
Source: Bergen County and Ridgefield Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 912 EDGEWATER AVE, RIDGEFIELD, NJ 07657-2431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 9, 2022 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Sep 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BETHPAGE FCU |
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jul 17, 2018 | Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES |
| Jul 17, 2018 | Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2018 · Amount on File |
| Deed Sale | Jul 17, 2018 · Amount on File |
| Prior Sale | Jul 13, 1999 · Amount on File |
| Deed Document Number | 201818-050720 |
| Deed Book / Page | 2999 / 1230 |
| Prior Transfer Date | May 5, 2018 |
| Prior Transfer Doc | 0029991230 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 912 EDGEWATER AVE, RIDGEFIELD, NJ 07657-2431 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0039701423 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 3970/1423 |
| Instrument | 2021023409 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 912 EDGEWATER AVE, RIDGEFIELD, NJ 07657-2431 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0045750719 |
|---|---|
| Date | Feb 9, 2022 |
| Book Page | 4575/719 |
| Instrument | 2022017773 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 912 EDGEWATER AVE, RIDGEFIELD, NJ 07657-2431 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0027360453 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 02736/0453 |
| Instrument | 17-072676 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Aug 30, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 912 EDGEWATER AVE, RIDGEFIELD, NJ 07657-2431 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROPERTY TRANSFER SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0036781764 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 3678/1764 |
| Instrument | 20-076980 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | May 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 17, 2018 |
| Property Address | 912 EDGEWATER AVE, RIDGEFIELD, NJ 07657-2431 |
| Document Number | 0029991239 |
| Book / Page | 002999 / 001239 |
| Instrument Date | May 5, 2018 |
| Instrument | 50720 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 912 EDGEWATER AVE RIDGEFIELD NJ 076572431, RIDGEFIELD, NJ 07657-2431 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 17, 2018 |
| Property Address | 912 EDGEWATER AVE, RIDGEFIELD, NJ 07657-2431 |
| Document Number | 0029991230 |
| Book / Page | 002999 / 001230 |
| Instrument Date | Apr 18, 2018 |
| Instrument | 50720 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Amount | Amount on Record |
|---|---|
| Tax | $214.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 912 EDGEWATER AVE RIDGEFIELD NJ 076572431, RIDGEFIELD, NJ 07657-2431 |
The 2025 property tax bill for 912 Edgewater Ave was $14,990, up 7.2% from the year before.
Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgefield Borough |
| Unified School District | Ridgefield Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $893,200 (+0.94%) Land $369,900 Building $523,300 | $893,200 (+0.94%) Land $369,900 Building $523,300 | |
| 2025 | $14,990.00 (+7.16%) | $884,900 Land $365,100 Building $519,800 | $884,900 Land $365,100 Building $519,800 |
| 2024 | $13,989.00 | ||
| 2023 | $814,500 Land $346,100 Building $468,400 | $814,500 Land $346,100 Building $468,400 | |
| 2022 | $13,571.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 912 Edgewater Ave in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 12 (1978–2021) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 912 Edgewater Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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