912 E Main St, Belmond, IA 50421 Property Records

Wright County property record for 912 E Main St, Belmond, IA 50421

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,458 sqft · built 1956
Lot Size	0.152 acres (6,604 sqft)
Owner	Individual Name on Record
Tax Bill	$2,084 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-30-206-003`

Property Details

APN / Parcel Number

Primary APN	`04-30-206-003`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,458 sqft Living Area
1st Floor Area	1,008 sqft
Attic	Attic
Attic Area	450 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,604 sqft (0.152 acres)
Lot Dimensions	127 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	240 sqft
Patio Area	225 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	912 E MAIN ST
City	BELMOND
State	IA
Zip	50421-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 SUNTK
Legal Subdivision	SUNTKENS ADD
Legal Lot Number	3
Jurisdiction	WRIGHT IA
Township / Civil Division	PLEASANT
Census Block Group	2
Census Block	2059
Census Tract	680100

Owner

Source: Wright County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	912 E MAIN ST, BELMOND, IA 50421-1724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2017	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK & TRUST CO
Oct 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 16, 2009
Transfer Doc	2009/1054
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT IA
Property Address	912 E MAIN ST, BELMOND, IA 50421-1724
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/2508
Date	Nov 28, 2017
Book Page	2017/2508
Instrument	17-2508

Lender

Name	FIRST SECURITY BANK & TRUST CO
Type	Bank
Address	CHARLES CITY, IA 50616

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 27, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT IA
Property Address	912 E MAIN ST, BELMOND, IA 50421-1724
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/2176
Date	Oct 12, 2017
Book Page	2017/2176
Instrument	17-2176

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	CHARLES CITY, IA 50616

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2037

Tax Assessment & Valuation

Source: Wright County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Belmond City
County	Wright County
Unified School District	Belmond-Klemme Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,000 (-) Land $10,300 Building $110,700	$121,000 (-) Land $10,300 Building $110,700
2025	$2,084.00 (+23.46%) Homeowner's exemption	$121,000 (+44.22%) Land $10,300 Building $110,700	$121,000 (+44.22%) Land $10,300 Building $110,700
2024	$1,688.00 (+15.62%)
2023		$83,900 (+6.34%) Land $7,700 Building $76,200	$83,900 (+6.34%) Land $7,700 Building $76,200
2022	$1,460.00 Homeowner's exemption	$78,900 Land $7,700 Building $71,200
2021			$78,900 Land $7,700 Building $71,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMOND WATER SUPPLY serves 2,463 people · EPA ID IA9905003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comm 1 Connects Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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