St. Joseph County property record for 912 E 5th St, Mishawaka, IN 46544
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,416 sqft · built 1906 |
| Lot Size | 0.127 acres (5,520 sqft) |
| Owner | Individual Name on File |
| Last Sale | $78,600 (Jun 2014) |
| Tax Bill | $1,256 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-09-15-255-003.000-023 |
| Primary APN | 71-09-15-255-003.000-023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,416 sqft Living Area |
| Gross Area | 2,040 sqft |
| 1st Floor Area | 2,040 sqft |
| Basement Area | 624 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 5,520 sqft (0.127 acres) |
| Lot Dimensions | 115 ft deep x 48 ft wide |
| Garage Type | Carport |
| Garage Area | 280 sqft |
| Carport | Carport |
| Carport Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 912 E 5TH ST |
|---|---|
| City | MISHAWAKA |
| State | IN |
| Zip | 46544-2836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 38 FT E SIDE LOT 54 & 10 FT W SIDE LOT 55 WARDS 2ND ADD |
| Legal Subdivision | WARDS 2ND ADD |
| Legal Lot Number | 54,10 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | PENN |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 10300 |
912 E 5th St is owned and occupied by an individual who bought it in June 2014.
Source: St. Joseph County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 912 E 5TH ST, MISHAWAKA, IN 46544-2836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| May 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2014 · Amount on File |
| Deed Sale | Jun 23, 2014 · Amount on File |
| Prior Sale | Jul 8, 2013 |
| Deed Document Number | 201414561 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | May 14, 2026 |
| Property Address | 912 E 5TH ST, MISHAWAKA, IN 46544-2836 |
| Document Number | 0000011873 |
| Instrument Date | May 1, 2026 |
| Instrument | 202611873 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 912 E 5TH ST, MISHAWAKA, IN 46544-2836 |
| Document Number | 0000011873, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 202611873 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 912 E 5TH ST, MISHAWAKA, IN 46544-2836 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002214356 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 2214356 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 912 E 5th St was $1,256 with a homeowner's exemption, down 24.5% from the year before.
Source: St. Joseph County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Penn Township |
| Municipality | Mishawaka City |
| Unified School District | Mishawaka School City (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,256.00 (-24.47%) | $123,100 Land $24,400 Building $98,700 | $123,100 Land $24,400 Building $98,700 |
| 2024 | $1,663.00 (+13.13%) | ||
| 2023 | $1,470.00 (-0.2%) | $130,000 (+0.46%) Land $24,400 Building $105,600 | $130,000 (+0.46%) Land $24,400 Building $105,600 |
| 2022 | $1,473.00 Homeowner's exemption | $129,400 Land $24,400 Building $105,000 | $129,400 Land $24,400 Building $105,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 912 E 5th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 912 E 5th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 7 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: Fourway.
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