912 E 40th St, Savannah, GA 31401 Property Records

Chatham County property record for 912 E 40th St, Savannah, GA 31401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,870 sqft · built 1920
Lot Size	0.092 acres (4,003 sqft)
Owner	Individual Name on Record
Last Sale	$492,000 (Oct 2022)
Tax Bill	$4,443 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2023 Second Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`2-0063-26-010`

Property Details

APN / Parcel Number

Primary APN	`2-0063-26-010`
Alternative APN	`S309M606`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,870 sqft Living Area
1st Floor Area	1,035 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Metal
Lot Area	4,003 sqft (0.092 acres)
Lot Dimensions	89 ft deep x 45 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	196 sqft
Deck Area	12 sqft
Patio Area	12 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	912 E 40TH ST
City	SAVANNAH
State	GA
Zip	31401-9423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RIP
Legal Description	LOT 244 AND EAST 15 FEET OF LOT 243 HARDEN WARD
Legal Subdivision	BALDWIN PARK
Legal Lot Number	244,243
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	3
Census Block	3006
Census Tract	2700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	912 E 40TH ST, SAVANNAH, GA 31401-9423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · FHA Mortgage NATION STAR MORTGAGE
Nov 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE
Jan 2, 2024	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE
Dec 10, 2015	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Aug 21, 2008	Deed of Trust, Mortgage · Commercial Mortgage COASTAL BANK
Oct 5, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE
Oct 5, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE
Dec 30, 2013	Warranty Deed, Transfer · FHA Mortgage CHURCHILL MORTGAGE CORP
Apr 22, 2009	Deed, Transfer · Commercial Mortgage SUNTRUST BANK
Jul 6, 2006	Deed, Transfer · Commercial Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2022 · Amount on Record
Deed Sale	Oct 12, 2022 · Amount on Record
Prior Sale	Dec 30, 2013 · Amount on Record
Deed Document Number	202211897
Deed Book / Page	2936 / 84
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	912 E 40TH ST, SAVANNAH, GA 31401-9423
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 E 40TH ST, SAVANNAH, GA 31401-9423

Mortgage

Document Number	0022950120
Date	Mar 24, 2021
Book Page	0000002295/0000000120

Lender

Name	NATION STAR MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	912 E 40TH ST, SAVANNAH, GA 31401-9423
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 E 40TH ST, SAVANNAH, GA 31401-9423

Mortgage

Document Number	0032440686
Date	Nov 20, 2023
Book Page	0000003244/0000000686

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2043

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	912 E 40TH ST, SAVANNAH, GA 31401-9423
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 E 40TH ST, SAVANNAH, GA 31401-9423

Mortgage

Document Number	0032740742
Date	Jan 2, 2024
Book Page	0000003274/0000000742

Lender

Name	AMERISAVE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

December 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	912 E 40TH ST, SAVANNAH, GA 31401-9423
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 E 40TH ST, SAVANNAH, GA 31401-9423

Mortgage

Document Number	0006890760
Date	Dec 10, 2015
Book Page	689/760

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2046

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	912 E 40TH ST, SAVANNAH, GA 31401-9423
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00344C0150
Date	Aug 21, 2008
Book Page	344C/150

Lender

Name	COASTAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Oct 5, 2022
Property Address	912 E 40TH ST, SAVANNAH, GA 31401-9423
Document Number	0029360084
Book / Page	2936 / 84
Instrument Date	Oct 5, 2022
Instrument	2022-011897
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 E 40TH ST, SAVANNAH, GA 31401-9423

Mortgage

Document Number	0029360086
Date	Oct 12, 2022
Book Page	0000002936/0000000086

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Oct 5, 2022
Property Address	912 E 40TH ST, SAVANNAH, GA 31401-9423
Document Number	0029360084
Book / Page	2936 / 84
Instrument Date	Oct 5, 2022
Instrument	2022-011897
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 E 40TH ST, SAVANNAH, GA 31401-9423

Mortgage

Document Number	0000293686
Date	Oct 5, 2022
Instrument	2936/86

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2052

December 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Dec 30, 2013
Property Address	912 E 40TH ST, SAVANNAH, GA 31401-9423
Document Number	00393Q0194
Book / Page	393Q / 194
Instrument Date	Dec 30, 2013
Instrument	2013-012783
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 E 40TH ST, SAVANNAH, GA 31401-9423

Mortgage

Document Number	00393Q0195
Date	Jan 3, 2014
Book Page	393Q/195

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2044

April 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	CHATHAM GA
Recording Date	Apr 22, 2009
Property Address	912 E 40TH ST, SAVANNAH, GA 31401-9423
Document Number	00350T0650
Book / Page	350T / 650
Instrument Date	Apr 22, 2009
Instrument	2009-003227
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 W 40TH ST, SAVANNAH, GA 31415-8710

Mortgage

Document Number	00350T0653
Date	Apr 29, 2009
Book Page	350T/653

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2039

July 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	CHATHAM GA
Recording Date	Jul 6, 2006
Property Address	912 E 40TH ST, SAVANNAH, GA 31401-9423
Document Number	00309M0606
Book / Page	309M / 606
Instrument Date	Jul 6, 2006
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 E 40TH ST, SAVANNAH, GA 31401-9423
Investor	Possibly a Property Investor

Mortgage

Document Number	00309M0608
Date	Jul 11, 2006
Book Page	309M/608

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,443.00 (-33.03%) Homeowner's exemption	$156,440 (-16.65%) Land $41,600 Building $114,840	$391,100 (-16.65%) Land $104,000 Building $287,100
2023		$187,680 (+17.12%) Land $41,600 Building $146,080	$469,200 (+17.12%) Land $104,000 Building $365,200
2022	$6,634.00	$160,240 Land $36,000 Building $124,240	$400,600 Land $90,000 Building $310,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (1995–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 930 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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