912 Cloisters Dr, Florence, SC 29505 Property Records

Florence County property record for 912 Cloisters Dr, Florence, SC 29505

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,766 sqft · built 1986
Lot Size	0.33 acres (14,257 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Apr 2011)
Tax Bill	$1,349 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01506-01-047`

Property Details

APN / Parcel Number

Primary APN	`01506-01-047`
Alternative APN	`15024156`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,766 sqft Living Area
1st Floor Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	14,257 sqft (0.33 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	912 CLOISTERS DR
City	FLORENCE
State	SC
Zip	29505-3606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOISTERS LT 47
Legal Lot Number	47
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	4
Census Block	4006
Census Tract	1400

Owner

912 Cloisters Dr is owned and occupied by an individual who bought it in April 2011.

Source: Florence County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	912 CLOISTERS DR, FLORENCE, SC 29505-3606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2011 · Amount on File
Deed Sale	Apr 28, 2011 · Amount on File
Prior Sale	Dec 9, 2005 · Amount on File
Deed Book / Page	350 / 349
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	912 CLOISTERS DR, FLORENCE, SC 29505-3606
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 CLOISTERS DR, FLORENCE, SC 29505-3606

Mortgage

Document Number	DMA10891733
Date	Feb 28, 2024
Book Page	DMA1089/1733
Instrument	2024002584

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	1101 1ST ST S, WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 20, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 912 Cloisters Dr was $1,349.

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Municipality	Florence City
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,349.00	$12,788 Land $1,200 Building $11,588	$319,701 Land $30,000 Building $289,701
2023	$1,033.00 (-0.67%) Homeowner's exemption	$9,188,412 (+99,904.48%) Land $1,200,000 Building $7,988,412	$22,971,030 (+9,900.01%) Land $3,000,000 Building $19,971,030
2022	$1,040.00 Homeowner's exemption	$9,188 Land $1,200 Building $7,988	$229,710 Land $30,000 Building $199,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 912 Cloisters Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 912 Cloisters Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.2% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20