912 Central St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 912 Central St, Oshkosh, WI 54901

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,431 sqft · built 1920
Lot Size0.123 acres (5,346 sqft)
OwnerCompany Name on File
Last Sale$97,000 (Sep 2019)
Tax Bill$2,795 (2024)
Deeds & MortgagesMar 2023 Second Mortgage
Feb 2022 Sale
Flood ZoneZone X (minimal risk)
APN10-06620000

Property Details

APN / Parcel Number

Primary APN10-06620000
Alternative APN
  • 910-06620000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,431 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl
Lot Area5,346 sqft (0.123 acres)
Garage TypeDetached
Garage Area308 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas

Location & Zoning

Account Number910-06620000
Street Address912 CENTRAL ST
CityOSHKOSH
StateWI
Zip54901-3702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionS 54 FT OF N 72 FT OF LOT 2 W OF RR BLK 80 P V WRIGHTS ADDN
Legal SubdivisionW W WRIGHTS SUBDIVISION OF PART OF BLK
Legal Block80
Legal Lot Number2
JurisdictionWINNEBAGO WI
Township / Civil DivisionOSHKOSH
Census Block Group3
Census Block3009
Census Tract502

Owner

912 Central St is owned by a company that bought it in September 2019.

Source: Winnebago County records, as of May 27, 2026

Owner of RecordCompany Name on File
Mailing Address912 CENTRAL ST, OSHKOSH, WI 54901-3702
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FOX COMMUNITIES CU
Feb 9, 2022Warranty Deed, Transfer
KNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SVCS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2019 · Amount on File
Deed SaleSep 23, 2019 · Amount on File
Prior SaleJun 20, 2016 · Amount on File
Deed Document Number20191799282
Prior Transfer DateOct 17, 2012
Prior Transfer Doc0001619084
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO WI
Property Address912 CENTRAL ST, OSHKOSH, WI 54901-3702
Transaction TypeMortgage
Record UpdatedMay 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001900743
DateMar 21, 2023
Instrument1900743
Lender
NameFOX COMMUNITIES CU
TypeCredit Union
AddressAPPLETON, WI 54913
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueApr 1, 2043
Interest
Rate TypeAdjustable Rate
Rate7.25%
Type Change DateApr 1, 2028
Change FrequencyAnnually
Min Rate At Change5.25%
Max Rate At Change9.25%
Index1-Year T-Bill
Max Rate13.2%

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO WI
Recording DateFeb 9, 2022
Property Address912 CENTRAL ST, OSHKOSH, WI 54901-3702
Document Number0001875262
Map ReferenceMAP 1894
Instrument DateFeb 3, 2022
Instrument1875262
Transaction TypeTransfer
Record UpdatedMay 6, 2024
Title CompanyKNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SVCS LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyWinnebago County
MunicipalityOshkosh City
Unified School DistrictOshkosh Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$149,700 (-) Land $19,400 Building $130,300
2024$2,795.00 (-31.55%)$149,700 (+69.92%) Land $19,400 Building $130,300
2023$4,083.00 (+60.31%)$88,100 (-) Land $12,100 Building $76,000$127,307 Land $17,485 Building $109,822
2022$2,547.00$88,100 Land $12,100 Building $76,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 912 Central St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 912 Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSHKOSH WATERWORKS
serves 63,000 people · EPA ID WI4710457
Water SourceSurface water
Last State InspectionApr 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Bertram Communications
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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