912 Buck St, Gainesville, TX 76240 Property Records

Cooke County property record for 912 Buck St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,227 sqft · built 1920
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Tax Bill	$2,247 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2625-030-00006`

Property Details

APN / Parcel Number

Primary APN	`2625-030-00006`
Alternative APN	`22397`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,227 sqft Living Area
Gross Area	1,325 sqft
1st Floor Area	1,227 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	5,001 sqft (0.115 acres)
Porch	Slab
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Account Number	2625-030-00006
Street Address	912 BUCK ST
City	GAINESVILLE
State	TX
Zip	76240-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEERY ADDN; BLOCK 30; LOT 6
Legal Subdivision	PEERY ADDN
Legal Block	30
Legal Lot Number	6
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2051
Census Tract	400

Owner

912 Buck St is owned and occupied by an individual who acquired it in March 2023.

Source: Cooke County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	912 BUCK ST, GAINESVILLE, TX 76240-3113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Deed of Trust, Mortgage MCGILVRAY FAMILY TRUST
Mar 1, 2023	Vendor's Lien, Transfer · Seller Carry-Back NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2023
Deed Sale	Mar 1, 2023
Deed Document Number	20231342
Deed Book / Page	2565 / 313
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	912 BUCK ST, GAINESVILLE, TX 76240-3113
Transaction Type	Mortgage
Record Updated	Mar 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 BUCK ST, GAINESVILLE, TX 76240-3113

Mortgage

Document Number	002565/744
Date	Mar 3, 2023
Book Page	2565/744
Instrument	2023-1400

Lender

Name	MCGILVRAY FAMILY TRUST
Type	Private Party
Address	PO BOX 1212, GAINESVILLE, TX 76241

Agreement

Amount	Amount on Record

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Mar 1, 2023
Property Address	912 BUCK ST, GAINESVILLE, TX 76240-3113
Document Number	002565/313
Book / Page	2565 / 313
Instrument Date	Mar 1, 2023
Instrument	2023-1342
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1212, GAINESVILLE, TX 76241-1212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 BUCK ST, GAINESVILLE, TX 76240-3113

Mortgage

Date	Mar 1, 2023

Lender

Name	NOT AVAILABLE
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 912 Buck St was $2,247 with a homeowner's exemption, up 97.1% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,247.00 (+97.11%) Homeowner's exemption	$107,426 (+3.1%) Land $22,450 Building $84,976	$107,426 (-) Land $22,450 Building $84,976
2025	$1,140.00 (+16.09%) Homeowner's exemption	$104,194 Land $22,450 Building $84,976	$107,426 Land $22,450 Building $84,976
2024	$982.00
2023		$86,111 Land $18,700 Building $67,411	$86,111 Land $18,700 Building $67,411
2022	$1,741.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 912 Buck St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2007–2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 912 Buck St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Element8, Nextlink.

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