912 Bear Hammock Dr, Umatilla, FL 32784 Property Records

Lake County property record for 912 Bear Hammock Dr, Umatilla, FL 32784

Property Summary

Property TypeResidential Vacant Land
Lot Size0.133 acres (5,800 sqft)
OwnerIndividual Name on Record
Last Sale$309,900 (Jul 2026)
Tax Bill$1,035 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-18-26-0010-000-00400

Property Details

APN / Parcel Number

Primary APN24-18-26-0010-000-00400
Alternative APNs
  • 261824001000000400
  • 3949652

Exterior

Lot Area5,800 sqft (0.133 acres)

Location & Zoning

Account Number3949652
Street Address912 BEAR HAMMOCK DR
CityUMATILLA
StateFL
Zip32784-9442
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionMAGNOLIA POINTE PHASE 1 PB 82 PG 54-59 LOT 4 ORB 6576 PG 1699
Legal SubdivisionMAGNOLIA POINTE PHASE 1
Legal TractA-1THRUK-1
Legal Lot Number4
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group3
Census Block3017
Census Tract30110

Owner

Source: Lake County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address912 BEAR HAMMOCK DR, UMATILLA, FL 32784-9442
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2026 · Amount on Record
Deed SaleJul 9, 2026 · Amount on Record
Prior SaleAug 8, 2025 · Amount on Record
Deed Document Number202683821
Deed Book / Page6772 / 2001
Record UpdatedSep 20, 2026

July 2026: Special Warranty Deed

Document TypeSpecial Warranty Deed
JurisdictionLAKE FL
Recording DateJul 9, 2026
Property Address912 BEAR HAMMOCK DR, UMATILLA, FL 32784-9442
Document Number0000083821
Book / Page6772 / 2001
Instrument DateJul 7, 2026
Instrument202683821
Record UpdatedJul 21, 2026
Title CompanyTITLE OF FLORIDA, DHI TITLE OF FLORIDA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$219,099.30
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address912 BEAR HAMMOCK DR, UMATILLA, FL 32784-9442

Mortgage

Document Number0000083822,
DateJul 9, 2026
Instrument202683822
Lender
NameDHI MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.53%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$52,500 Land $52,500$52,500 Land $52,500
2025$1,035.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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