9119 E 56th St, Ripley, OK 74062 Property Records

Payne County property record for 9119 E 56th St, Ripley, OK 74062

Property Summary

Property Type	Misc Structure / Fixture
Lot Size	81.1 acres (3,532,716 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jun 2024)
Tax Bill	$1,188 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Jun 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18N03E-12-1-00000-000-0002`

Property Details

APN / Parcel Number

Primary APN	`18N03E-12-1-00000-000-0002`
Alternative APNs	`600005135` `5135`

Exterior

Lot Area	3,532,716 sqft (81.1 acres)
Storage Building	320 sqft

Location & Zoning

Account Number	5135
Street Address	9119 E 56TH ST
City	RIPLEY
State	OK
Zip	74062-6263
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	12-18N-03E A-2 (81.1ACM/L) W/2 NE/4
Legal Range	03E
Legal Township	18N
Legal Section	12
Legal Subdivision	18N-03E
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	1
Census Block	1015
Census Tract	11103

Owner

9119 E 56th St, an agricultural property, is owned by two individuals who bought it in June 2024.

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6815 S SUMNER LN, STILLWATER, OK 74074-6230
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2025	Deed of Trust, Mortgage · Line of Credit EXCHANGE BANK & TRUST CO
Jun 17, 2024	Warranty Deed, Transfer · Conventional Mortgage EXCHANGE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2024 · Amount on File
Deed Sale	Jun 17, 2024 · Amount on File
Prior Sale	Jul 17, 2006 · Amount on File
Deed Document Number	20245845
Deed Book / Page	2807 / 865
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	9119 E 56TH ST, RIPLEY, OK 74062-6263
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6815 S SUMNER LN, STILLWATER, OK 74074-6230

Mortgage

Document Number	0028710706
Date	Jun 25, 2025
Book Page	2871/706
Instrument	I-2025-006803

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank
Address	310 N MAIN ST, STILLWATER, OK 74075

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Jun 17, 2024
Property Address	9119 E 56TH ST, RIPLEY, OK 74062-6263
Document Number	0028070865
Book / Page	2807 / 865
Instrument Date	Jun 5, 2024
Instrument	I-2024-005845
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6815 S SUMNER LN, STILLWATER, OK 74074-6230

Mortgage

Document Number	I2024005846
Date	Jun 17, 2024
Instrument	I-2024-005846

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Margin	3
Max Rate	12.5%

Tax Assessment & Valuation

The 2025 property tax bill for 9119 E 56th St was $1,188, up 90.7% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Ripley Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,267 (+105.13%) Land $4,009 Building $8,258	$107,614 Land $35,170 Building $72,444
2025	$1,188.00 (+90.69%)	$5,980 (-) Land $4,137 Building $1,843
2024	$623.00 (+2.81%)	$5,980 (-4.18%) Land $4,137 Building $1,843	$52,460 (-5.15%) Land $36,290 Building $16,170
2023	$606.00 (+320.83%)	$6,241 (+328.64%) Land $4,985 Building $1,256	$55,310 (+332.79%) Land $44,180 Building $11,130
2022	$144.00	$1,456 Land $1,456	$12,780 Land $12,780

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 9119 E 56th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9119 E 56th St is high, ranking above 82% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 63% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Atlink Services Fixed Wireless	50 / 10
AT&T Fixed Wireless	25 / 3

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