9116 Emerson Ave, Surfside (Miami Beach), FL 33154 Property Records

Miami-Dade County property record for 9116 Emerson Ave, Surfside, FL 33154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,741 sqft · built 1951
Lot Size	0.128 acres (5,607 sqft)
Owner	Individual Name on Record
Last Sale	$611,000 (Feb 2020)
Tax Bill	$11,087 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`14-2235-003-0310`

Property Details

APN / Parcel Number

Primary APN	`14-2235-003-0310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,741 sqft Living Area
Gross Area	2,237 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1951
Exterior Material	Concrete Block
Construction Type	Concrete
Lot Area	5,607 sqft (0.128 acres)
Lot Dimensions	112 ft deep x 50 ft wide

Location & Zoning

Street Address	9116 EMERSON AVE
City	SURFSIDE
State	FL
Zip	33154-3114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0800:SGL FAM,1701-1900 SQ
Legal Description	SEAWAY PB 34-69 LOT 6 BLK H LOT SIZE 50.060 X 112 COC 23109-3635 04 2004 4
Legal Range	42
Legal Township	52
Legal Section	35
Legal Subdivision	SEAWAY
Legal Block	H
Legal Lot Number	6
Jurisdiction	DADE FL
Township / Civil Division	MIAMI BEACH
Census Block Group	3
Census Block	3007
Census Tract	3804

Owner

Source: Miami-Dade County records, as of February 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9116 EMERSON AVE, SURFSIDE, FL 33154-3114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW FED MORTGAGE CORP
Feb 5, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2020 · Amount on Record
Deed Sale	Feb 5, 2020 · Amount on Record
Prior Sale	Feb 24, 2005
Deed Document Number	2020R0085080
Deed Book / Page	31806 / 1835
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	9116 EMERSON AVE, SURFSIDE, FL 33154-3114
Transaction Type	Mortgage
Record Updated	Dec 11, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000813423
Date	Nov 14, 2023
Book Page	33966/600
Instrument	2023R0813423

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	9116 EMERSON AVE, SURFSIDE, FL 33154-3114
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9116 EMERSON AVE, SURFSIDE, FL 33154-3114

Mortgage

Document Number	0000309546
Date	May 4, 2021
Book Page	32485/1181
Instrument	2021R0309546

Lender

Name	NEW FED MORTGAGE CORP
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Feb 5, 2020
Property Address	9116 EMERSON AVE, SURFSIDE, FL 33154-3114
Document Number	0000085080
Book / Page	31806 / 1835
Map Reference	MB 34 PG 69
Instrument Date	Jan 28, 2020
Instrument	2020R0085080
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	CLEAR TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,666.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 NE 86TH ST, 1100, MIAMI, FL 33138-3434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9116 EMERSON AVE, SURFSIDE, FL 33154-3114

Mortgage

Document Number	0000001839
Date	Feb 5, 2020
Instrument	31806/1839

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Surfside Town
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,087.00 (+4.97%) Homeowner's exemption	$615,410 (+5.99%)	$1,098,986 (+23.26%) Land $981,176 Building $117,810
2023	$10,562.00 (+2.7%) Homeowner's exemption	$580,648 (+3%)	$891,575 (+31.39%) Land $773,765 Building $117,810
2022	$10,284.00 Homeowner's exemption	$563,736	$678,570 Land $560,760 Building $117,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 178 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	601 units insured incl. 423 condo units
Nearby Flood Claims	79 (1979–2024)
Claims Outside the SFHA	3 of 79
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 13 claims Hurricane Irene, Oct 1999 · 11 claims Hurricane Andrew, Aug 1992 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SURFSIDE serves 5,744 people · EPA ID FL4131424
Water Source	Purchased groundwater from MDWASA - MAIN SYSTEM
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: T-Mobile.

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