9115 Ridgefield Ln, Frederick, MD 21701 Property Records

Frederick County property record for 9115 Ridgefield Ln, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,324 sqft · built 1991
Lot Size	0.065 acres (2,830 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Aug 2017)
Tax Bill	$3,897 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan Nov 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-281002`

Property Details

APN / Parcel Number

Primary APN	`09-281002`
Alternative APNs	`9281002` `281002`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,324 sqft Living Area
1st Floor Area	690 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Townhouse
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	2,830 sqft (0.065 acres)
Porch	Open Porch
Porch Area	36 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	281002
Street Address	9115 RIDGEFIELD LN
City	FREDERICK
State	MD
Zip	21701-5829
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 42 SEC B PLAT 31 2830 SQ FT SPRING RIDGE PUD
Legal Subdivision	SPRING RDG PUD SEC B 31
Legal Lot Number	42
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	3
Census Block	3000
Census Tract	751902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

9115 Ridgefield Ln, a townhouse, is owned and occupied by two individuals who bought it in August 2017.

Source: Frederick County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9115 RIDGEFIELD LN, FREDERICK, MD 21701-5829
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Construction Mortgage E HOME LOANS
Nov 12, 2020	Loan Modification, Mortgage · Conventional with PMI PENNYMAC
Aug 21, 2017	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2017 · Amount on File
Deed Sale	Aug 21, 2017 · Amount on File
Prior Sale	Dec 11, 2007 · Amount on File
Deed Document Number	201711989-0181
Deed Book / Page	11989 / 181
Transfer Doc	0065100093
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Aug 11, 2026
Property Address	9115 RIDGEFIELD LN, FREDERICK, MD 21701-5829
Document Number	1799000416
Book / Page	17998 / 416
Instrument Date	Jul 29, 2026
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9115 RIDGEFIELD LN, FREDERICK, MD 21701-5829

Mortgage

Document Number	1799000416,
Date	Aug 11, 2026
Book Page	17998/416

Lender

Name	E HOME LOANS

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	3 Months
Due	Nov 29, 2026

Interest

Rate Type	Balloon
Rate	6.43%
Initial Type	Balloon
Max Rate	-1%

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	9115 RIDGEFIELD LN, FREDERICK, MD 21701-5829
Document Number	0143760330
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9115 RIDGEFIELD LN FREDERICK MD 217015829, FREDERICK, MD 21701-5829

Mortgage

Document Number	0143760330
Date	Dec 18, 2020
Book Page	014376/000330

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	324 Months
Due	Dec 17, 2047

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 21, 2017
Property Address	9115 RIDGEFIELD LN, FREDERICK, MD 21701-5829
Document Number	0119890181
Book / Page	11989 / 0181
Map Reference	MB47 FO10
Instrument Date	Aug 4, 2017
Instrument	11989-0181
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	RGS TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,096.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9115 RIDGEFIELD LN, FREDERICK, MD 21701-5829

Mortgage

Document Number	119890188
Date	Aug 21, 2017
Instrument	11989-0188

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9115 Ridgefield Ln was $3,897, up 8% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,667 (+6.72%)	$353,600 (-) Land $125,000 Building $228,600
2025	$3,897.00 (+7.98%)	$311,733	$353,600 Land $125,000 Building $228,600
2024	$3,609.00 (+9.26%)
2023	$3,303.00	$274,367	$290,800 Land $115,000 Building $175,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9115 Ridgefield Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9115 Ridgefield Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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