9115 N Loretto Rd, Loretto, KY 40037 Property Records

Marion County property record for 9115 N Loretto Rd, Loretto, KY 40037

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,252 sqft
Lot Size	1.81 acres (78,844 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Dec 2024)
Tax Bill	$1,980 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LO-03-05-19`

Property Details

APN / Parcel Number

Primary APN	`LO-03-05-19`
Alternative APNs	`84594` `87720`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,252 sqft Living Area

Exterior

Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	78,844 sqft (1.81 acres)
Garage Type	Detached
Garage Area	1,400 sqft
Driveway	Gravel Driveway
Parking Spaces	5 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	87720
Street Address	9115 N LORETTO RD
City	LORETTO
State	KY
Zip	40037-8085
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9115 N LORETTO RD
Legal Subdivision	PLAT OF THOMPSON
Jurisdiction	MARION KY
Township / Civil Division	LORETTO
Census Block Group	2
Census Block	2003
Census Tract	970400

Owner

Source: Marion County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3412 OLD ELIZABETHTOWN RD, SPRINGFIELD, KY 40069-9294
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Construction Mortgage SPRINGFIELD STATE BANK
Feb 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 5, 2024	Deed, Transfer · Line of Credit SPRINGFIELD STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2024 · Amount on Record
Deed Sale	Dec 5, 2024 · Amount on Record
Prior Sale	Mar 4, 2024 · Amount on Record
Deed Document Number	20243283
Deed Book / Page	366 / 521
Prior Transfer Date	Sep 2, 2020
Prior Transfer Doc	0337000726
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION KY
Recording Date	Jul 9, 2026
Property Address	9115 N LORETTO RD, LORETTO, KY 40037-8085
Document Number	0000252187
Book / Page	528 / 543
Instrument Date	Jul 3, 2026
Instrument	2026252187
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3412 OLD ELIZABETHTOWN RD, SPRINGFIELD, KY 40069-9294

Mortgage

Document Number	0000252187,
Date	Jul 9, 2026
Book Page	528/543
Instrument	2026252187

Lender

Name	SPRINGFIELD STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 3, 2027

Interest

Rate	6.48%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION KY
Property Address	9115 N LORETTO RD, LORETTO, KY 40037-8085
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9115 N LORETTO RD, LORETTO, KY 40037-8085

Mortgage

Document Number	0000498/72
Date	Feb 22, 2024
Book Page	498/72

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 14, 2039

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION KY
Recording Date	Dec 5, 2024
Property Address	9115 N LORETTO RD, LORETTO, KY 40037-8085
Document Number	000366/521
Book / Page	366 / 521
Map Reference	CAB 4 SL 743
Instrument Date	Dec 3, 2024
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9115 N LORETTO RD, LORETTO, KY 40037-8085

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3412 OLD ELIZABETHTOWN RD, SPRINGFIELD, KY 40069-9294

Mortgage

Document Number	000M507320
Date	Dec 5, 2024
Instrument	M507/320

Lender

Name	SPRINGFIELD STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 5, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Marion County
Municipality	Loretto City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,980.00 (+276.43%)	$225,000 (+114.29%) Land $225,000	$225,000 (+114.29%) Land $225,000
2023	$526.00 Homeowner's exemption	$105,000 Land $105,000	$105,000 Land $105,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARION COUNTY WATER DISTRICT serves 16,311 people · EPA ID KY0780268
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

May also be available: T-Mobile.

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