9115 Charterhouse Rd, Frederick, MD 21704 Property Records

Frederick County property record for 9115 Charterhouse Rd, Frederick, MD 21704 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 5,300 sqft · built 2005
Lot Size	0.367 acres (15,978 sqft)
Owner	2 Individual Names on File
Last Sale	$1,031,000 (Oct 2023)
Tax Bill	$13,122 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-238584`

Property Details

APN / Parcel Number

Primary APN	`07-238584`
Alternative APN	`238584`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,300 sqft Living Area
Gross Area	5,740 sqft
1st Floor Area	2,120 sqft
Basement Area	1,700 sqft
Finished Basement	1,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,978 sqft (0.367 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Deck Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	238584
Street Address	9115 CHARTERHOUSE RD
City	FREDERICK
State	MD
Zip	21704-7314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14027 SECT. M-14 15,978 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA SEC M-14
Legal Lot Number	14027
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	2
Census Block	2000
Census Tract	752202

Owner

Source: Frederick County records · APN 07-238584

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9115 CHARTERHOUSE RD, FREDERICK, MD 21704-7314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMP CREDIT UNION/MD
Feb 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 04, 2023	Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 04, 2023 · Amount on Record
Deed Sale	Oct 04, 2023 · Amount on Record
Prior Sale	Sep 16, 2014 · Amount on Record
Deed Book / Page	16624 / 18
Prior Transfer Date	Jul 31, 2012
Prior Transfer Doc	0090520352
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Jun 29, 2026
Property Address	9115 CHARTERHOUSE RD, FREDERICK, MD 21704-7314
Document Number	1793000106
Book / Page	17936 / 106
Instrument Date	Jun 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SECU TITLE SERVICES LLC, SECU TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9115 CHARTERHOUSE RD, FREDERICK, MD 21704-7314

Mortgage

Document Number	1793000106,
Date	Jun 29, 2026
Book Page	17936/106

Lender

Name	STATE EMP CREDIT UNION/MD

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.53%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9115 CHARTERHOUSE RD, FREDERICK, MD 21704-7314
Transaction Type	Mortgage
Record Updated	Mar 08, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9115 CHARTERHOUSE RD, FREDERICK, MD 21704-7314

Mortgage

Document Number	0167730103
Date	Feb 26, 2024
Book Page	16773/103

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 04, 2023
Property Address	9115 CHARTERHOUSE RD, FREDERICK, MD 21704-7314
Document Number	0166240018
Book / Page	16624 / 18
Map Reference	MB 75 PG 4
Instrument Date	Sep 20, 2023
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	PASSPORT TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9115 CHARTERHOUSE RD, FREDERICK, MD 21704-7314

Mortgage

Document Number	0001662424
Date	Oct 04, 2023
Instrument	16624/24

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9115 CHARTERHOUSE RD, FREDERICK, MD 21704-7314
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145860080
Date	Feb 24, 2021
Book Page	14586/80

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,122.00 (+3.36%)	$933,033 (+13.79%)	$1,018,900 (+14.47%) Land $282,100 Building $736,800
2024	$12,695.00 (+18.64%)
2023	$10,700.00 Homeowner's exemption	$819,967	$890,100 Land $205,400 Building $684,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217522022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 244 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Charterhouse Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures