9115 Carterham Rd, Henrico, VA 23229 Property Records

Henrico County property record for 9115 Carterham Rd, Henrico, VA 23229

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,656 sqft · built 1988
Lot Size	0.604 acres (26,346 sqft)
Owner	Individual Name on File
Last Sale	$1,000,000 (Oct 2022)
Tax Bill	$10,078 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`745-735-5582`

Property Details

APN / Parcel Number

Primary APN	`745-735-5582`
Alternative APN	`DT0000195`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,656 sqft Living Area
Gross Area	5,312 sqft
1st Floor Area	1,896 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Composition/Composite
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	26,346 sqft (0.604 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	622 sqft
Patio Area	622 sqft
Shed	1 Shed
Shed Area	54 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	DT0000195
Street Address	9115 CARTERHAM RD
City	HENRICO
State	VA
Zip	23229-7752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	0111190000A 0003; RIVER PLACE BL A LT 3 81 A1 37
Legal Subdivision	RIVER PLACE
Legal Lot Number	3,81
Jurisdiction	HENRICO VA
Township / Civil Division	TUCKAHOE
Census Block Group	1
Census Block	1026
Census Tract	200134

Owner

9115 Carterham Rd is owned and occupied by an individual who bought it in October 2022.

Source: Henrico County records, as of June 8, 2026

Owner of Record	Individual Name on File
Mailing Address	9115 CARTERHAM RD, HENRICO, VA 23229-7752
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage CAPTIAL CENTER LLC
Oct 12, 2022	Warranty Deed, Transfer · Conventional Mortgage NFM LENDING
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2022 · Amount on File
Deed Sale	Oct 12, 2022 · Amount on File
Prior Sale	Oct 29, 2004 · Amount on File
Deed Document Number	202234694
Deed Book / Page	6421 / 309
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRICO VA
Property Address	9115 CARTERHAM RD, HENRICO, VA 23229-7752
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9115 CARTERHAM RD, HENRICO, VA 23229-7752

Mortgage

Document Number	0067091475
Date	Oct 7, 2025
Book Page	6709/1475
Instrument	202500026865

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	5.25%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRICO VA
Recording Date	Oct 12, 2022
Property Address	9115 CARTERHAM RD, HENRICO, VA 23229-7752
Document Number	0006421309
Book / Page	6421 / 309
Instrument Date	Sep 28, 2022
Instrument	202200034694
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9115 CARTERHAM RD, HENRICO, VA 23229-7752

Mortgage

Document Number	202200034695
Date	Oct 12, 2022
Instrument	202200034695

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRICO VA
Property Address	9115 CARTERHAM RD, HENRICO, VA 23229-7752
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059201906
Date	Nov 18, 2019
Book Page	5920/1906
Instrument	201900036811

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 9115 Carterham Rd was $10,078.

Source: Henrico County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Henrico County
Unified School District	Henrico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,078.00	$1,214,300 (+23.2%) Land $275,000 Building $939,300	$1,214,300 (+23.2%) Land $275,000 Building $939,300
2025		$985,600 Land $225,000 Building $760,600	$985,600 Land $225,000 Building $760,600
2023	$7,774.00	$914,700 Land $200,000 Building $714,700	$914,700 Land $200,000 Building $714,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9115 Carterham Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9115 Carterham Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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