9115 196th St Ct E, Graham, WA 98338 Property Records

Pierce County property record for 9115 196th St Ct E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,032 sqft · built 2012
Lot Size	0.12 acres (5,207 sqft)
Owner	2 Individual Names on File
Last Sale	$551,719 (Jun 2022)
Tax Bill	$5,407 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`602638-1-940`

Property Details

APN / Parcel Number

Primary APN	`602638-1-940`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	2,032 sqft Living Area
Gross Area	2,431 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,207 sqft (0.12 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	9115 196TH STREET CT E
City	GRAHAM
State	WA
Zip	98338-6462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 04 TOWNSHIP 18 RANGE 04 QUARTER 24 PLAT WINTERWOOD PARK PDD PH 4 LOT 194 EASE OF RECORD OUT OF 602580-203-0 & 204-0 SEG 2010-0262 JU 12/16/09MC
Legal Range	04
Legal Township	18
Legal Section	04
Legal Subdivision	WINTERWOOD PARK PDD PH 4
Legal Phase	4
Legal Lot Number	194
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3000
Census Tract	73132

Owner

9115 196th St Ct E is owned and occupied by two individuals who bought it in June 2022.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9115 196TH STREET CT E, GRAHAM, WA 98338-6462
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 10, 2022	Warranty Deed, Transfer · Conventional Mortgage ADCOM GROUP INC
Jul 31, 2019	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2022 · Amount on File
Deed Sale	Jun 10, 2022 · Amount on File
Prior Sale	Jul 31, 2019 · Amount on File
Deed Document Number	2022249
Prior Transfer Date	Sep 15, 2011
Prior Transfer Doc	0000000641
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	9115 196TH STREET CT E, GRAHAM, WA 98338-6462
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012090182
Date	Dec 9, 2021
Instrument	202112090182

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 10, 2022
Property Address	9115 196TH STREET CT E, GRAHAM, WA 98338-6462
Document Number	0006100249
Map Reference	AF 200912035002
Instrument Date	Jun 1, 2022
Instrument	202206100249
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	EQUITY TITLE/AMERICA LLC, EQUITY TITLE OF WA LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,925.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9115 196TH STREET CT E, GRAHAM, WA 98338-6462
Investor	Possibly a Property Investor

Mortgage

Document Number	0006100250
Date	Jun 10, 2022
Instrument	202206100250

Lender

Name	ADCOM GROUP INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 31, 2019
Property Address	9115 196TH STREET CT E, GRAHAM, WA 98338-6462
Document Number	1907311048
Instrument Date	Jul 26, 2019
Instrument	201907311048
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,328.45
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	9115 196TH STREET CT E GRAHAM WA 983386462, GRAHAM, WA 98338-6462

Mortgage

Document Number	1907311049
Date	Jul 31, 2019
Instrument	201907311049

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 9115 196th St Ct E was $5,407, up 3.4% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,407.00 (+3.38%)	$492,500 Land $149,700 Building $342,800	$492,500 Land $149,700 Building $342,800
2025	$5,230.00 (-1.28%)
2024	$5,298.00 (-0.34%)	$451,100 (-2.72%) Land $141,900 Building $309,200	$451,100 (-2.72%) Land $141,900 Building $309,200
2023	$5,316.00	$463,700 Land $157,600 Building $306,100	$463,700 Land $157,600 Building $306,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9115 196th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9115 196th St Ct E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightcurve.

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