9112 W Silver St, Cheney, WA 99004 Property Records

Spokane County property record for 9112 W Silver St, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,516 sqft · built 2013
Lot Size	0.197 acres (8,580 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Jan 2022)
Tax Bill	$4,774 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24053.0103`

Property Details

APN / Parcel Number

Primary APN	`24053.0103`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,516 sqft Living Area
Gross Area	3,016 sqft
1st Floor Area	1,173 sqft
2nd Floor Area	1,343 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,580 sqft (0.197 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Patio Area	164 sqft
Canopy	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	9112 W SILVER ST
City	CHENEY
State	WA
Zip	99004-5083
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	MAPLE TERRACE LT 3 BLK 1 (AFN# 5609161)
Legal Range	42E
Legal Township	24N
Legal Section	05
Legal Subdivision	MAPLE TERRACE
Legal Block	1
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2036
Census Tract	13600

Owner

9112 W Silver St is owned and occupied by two individuals who bought it in January 2022.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9112 W SILVER ST, CHENEY, WA 99004-5083
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 14, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2022 · Amount on File
Deed Sale	Jan 19, 2022 · Amount on File
Prior Sale	Nov 14, 2019 · Amount on File
Deed Document Number	20227173042
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 19, 2022
Property Address	9112 W SILVER ST, CHENEY, WA 99004-5083
Document Number	0007173042
Map Reference	VOL 34 PG 51-53
Instrument Date	Jan 6, 2022
Instrument	7173042
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,845.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9112 W SILVER ST, CHENEY, WA 99004-5083

Mortgage

Document Number	0007173043
Date	Jan 19, 2022
Instrument	7173043

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 14, 2019
Property Address	9112 W SILVER ST, CHENEY, WA 99004-5083
Document Number	0006863948
Instrument Date	Nov 12, 2019
Instrument	6863948
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,199.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9112 W SILVER ST CHENEY WA 990045083, CHENEY, WA 99004-5083

Mortgage

Document Number	6863949
Date	Nov 14, 2019
Instrument	6863949

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 9112 W Silver St was $4,774, up 3.3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,774.00 (+3.31%)	$483,400 Land $95,000 Building $388,400	$483,400 Land $95,000 Building $388,400
2025	$4,621.00
2024		$483,900 (+30.12%) Land $70,000 Building $413,900	$483,900 (+30.12%) Land $70,000 Building $413,900
2023	$4,029.00 (+3.65%)	$371,900 Land $48,000 Building $323,900	$371,900 Land $48,000 Building $323,900
2022	$3,887.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9112 W Silver St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9112 W Silver St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 69% of Washington
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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