9112 E Valley Rd, Elk, WA 99009 Property Records

Spokane County property record for 9112 E Valley Rd, Elk, WA 99009

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,406 sqft · built 2017
Lot Size	14.8 acres (646,430 sqft)
Owner	2 Individual Names on Record
Last Sale	$72,000 (Oct 2016)
Tax Bill	$5,150 (2026)
Deeds & Mortgages	Jan 2019 Mortgage Jan 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49172.9041`

Property Details

APN / Parcel Number

Primary APN	`49172.9041`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,406 sqft Living Area
Gross Area	3,656 sqft
1st Floor Area	1,406 sqft
Basement Area	1,406 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	646,430 sqft
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	13 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	219 sqft
Deck Area	384 sqft
Patio Area	14 sqft
Canopy	14 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	9112 E VALLEY RD
City	ELK
State	WA
Zip	99009-5115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	17 29 44 UNPLATTED PTN OF NW1/4 LYG W OF RR R/W EXC S415FT OF N731FT OF W420FT OF NW1/4 OF NW1/4
Legal Range	44
Legal Township	29
Legal Section	17
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	3
Census Block	3022
Census Tract	10201

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9112 E VALLEY RD, ELK, WA 99009-5115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage HORIZON CU
Jan 17, 2019	Loan Modification, Mortgage HORIZON CU
Aug 23, 2017	Deed of Trust, Mortgage · Line of Credit HORIZON CU
Feb 15, 2017	Trustee's Deed, Construction Loan · Construction Mortgage INLAND NORTHWEST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2016 · Amount on Record
Deed Sale	Oct 11, 2016 · Amount on Record
Prior Sale	Jul 31, 2012 · Amount on Record
Deed Document Number	20166543054
Prior Transfer Date	Dec 14, 2012
Prior Transfer Doc	0006160174
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	9112 E VALLEY RD, ELK, WA 99009-5115
Document Number	0006778175
Instrument Date	Jan 23, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9112 E VALLEY RD ELK WA 990095115, ELK, WA 99009-5115

Mortgage

Document Number	0006778175
Date	Jan 28, 2019
Instrument	6778175

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2049

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	9112 E VALLEY RD, ELK, WA 99009-5115
Document Number	0006778177
Instrument Date	Jan 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006778177
Date	Jan 28, 2019
Instrument	6778177

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 00215-5128

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	9112 E VALLEY RD, ELK, WA 99009-5115
Document Number	0006633577
Instrument Date	Aug 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9112 E VALLEY RD ELK WA 99009, ELK, WA 99009

Mortgage

Document Number	0006633577
Date	Aug 24, 2017
Instrument	6633577

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 23, 2042

Interest

Rate Type	Adjustable Rate

February 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 15, 2017
Property Address	9112 E VALLEY RD, ELK, WA 99009-5115
Instrument Date	Feb 14, 2017
Instrument	6579351
Transaction Type	Construction Loan
Record Updated	Mar 9, 2017
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9112 E VALLEY RD ELK WA 99009, ELK, WA 99009

Mortgage

Document Number	0006579351
Date	Feb 15, 2017
Instrument	6579351

Lender

Name	INLAND NORTHWEST BK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,150.00 (+8.9%)	$643,940 (+18.87%) Land $148,540 Building $495,400	$643,940 (+18.87%) Land $148,540 Building $495,400
2025	$4,729.00 (+11.66%)
2024		$541,720 (+14.69%) Land $109,120 Building $432,600	$541,720 (+14.69%) Land $109,120 Building $432,600
2023	$4,235.00 (-4.21%)	$472,340 Land $81,840 Building $390,500	$472,340 Land $81,840 Building $390,500
2022	$4,421.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KnightCom Fixed Wireless	499 / 285
Wind Wireless Fixed Wireless	100 / 20
CenturyLink DSL	100 / 10
Ziply Fiber Fixed Wireless	10 / 1

May also be available: Wired or Wireless.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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