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9111 Sabal Palm Cir, Windermere, FL 34786 Property Records

Orange County property record for 9111 Sabal Palm Cir, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,492 sqft · built 1985
Lot Size0.345 acres (15,011 sqft)
OwnerIndividual Name on Record
Last Sale$275,000 (Sep 2018)
Tax Bill$4,547 (2025)
Deeds & MortgagesSep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-23-28-8059-00-440

Property Details

APN / Parcel Number

Primary APN16-23-28-8059-00-440
Alternative APNs
  • 282316805900440
  • 283831
  • 288675
  • 292839

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,492 sqft Living Area
Gross Area2,007 sqft
1st Floor Area1,492 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1986
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,011 sqft (0.345 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area32 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address9111 SABAL PALM CIR
CityWINDERMERE
StateFL
Zip34786-8816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1AA
Legal DescriptionSILVER WOODS PHASE ONE 14/82 LOT 44
Legal Range28E
Legal Township23S
Legal Section16
Legal SubdivisionSILVER WOODS PH 1
Legal Phase1
Legal Tract8059
Legal Lot Number44
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2038
Census Tract14809

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address9111 SABAL PALM CIR, WINDERMERE, FL 34786-8816
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2018 · Amount on Record
Deed SaleSep 28, 2018 · Amount on Record
Prior SaleOct 9, 2015
Deed Document Number2018573803
Record UpdatedJun 8, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateSep 28, 2018
Property Address9111 SABAL PALM CIR, WINDERMERE, FL 34786-8816
Document Number0000573803
Instrument DateSep 27, 2018
Instrument573803
Transaction TypeTransfer
Record UpdatedOct 15, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address709 BAINBRIDGE LOOP WINTER GARDEN FL 347872467, WINTER GARDEN, FL 34787-2467

Mortgage

Document Number573804
DateSep 28, 2018
Instrument573804
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 27, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$285,640 (+2.7%)$391,790 (-2.1%) Land $145,000 Building $246,790
2025$4,547.00 (+5.04%) Homeowner's exemption$278,130 (+5.99%)$400,180 (+14.61%) Land $145,000 Building $255,180
2024$4,329.00 (+7.18%)
2023$4,039.00 (+4.34%) Homeowner's exemption$262,419 (+3%)$349,176 (+19.21%) Land $145,000 Building $204,176
2022$3,871.00 Homeowner's exemption$254,776$292,906 Land $135,000 Building $157,906

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 59 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims11 (1989–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORLANDO UTILITIES COMMISSION
serves 536,466 people · EPA ID FL3480962
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35

May also be available: Hotwire Communications, Xfinity.

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