911 Willow Oak Loop, Minneola (Clermont), FL 34715 Property Records

Lake County property record for 911 Willow Oak Loop, Minneola, FL 34715

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,547 sqft · built 2008
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on Record
Last Sale	$229,900 (Jan 2019)
Tax Bill	$1,268 (2024)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-25-0802-000-16000`

Property Details

APN / Parcel Number

Primary APN	`01-22-25-0802-000-16000`
Alternative APN	`3835813`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,547 sqft Living Area
1st Floor Area	1,547 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	8,250 sqft (0.189 acres)
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	98 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3835813
Street Address	911 WILLOW OAK LOOP
City	MINNEOLA
State	FL
Zip	34715-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND OAKS PHASE III PB 53 PG 75-76 LOT 160 ORB 5224 PG 417 ORB 5530 PG 1459
Legal Range	25E
Legal Township	22S
Legal Section	01
Legal Subdivision	HIGHLAND OAKS PHASE
Legal Phase	3
Legal Tract	D-E
Legal Lot Number	160
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2029
Census Tract	31309

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	911 WILLOW OAK LOOP, MINNEOLA, FL 34715-1013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Quit Claim Deed, Transfer · FHA Mortgage CMG FIN'L
Jan 15, 2019	Warranty Deed, Transfer · ARM SECURITY NATIONAL MORTGAGE CO
Sep 5, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2019 · Amount on Record
Deed Sale	Jan 15, 2019 · Amount on Record
Prior Sale	Jan 15, 2019 · Amount on Record
Deed Document Number	0052240417
Deed Book / Page	5224 / 0417
Last Transfer Date	Aug 25, 2020
Transfer Doc	0055301459
Record Updated	Jun 8, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Aug 25, 2020
Property Address	911 WILLOW OAK LOOP, MINNEOLA, FL 34715-1013
Document Number	0055301459
Book / Page	005530 / 001459
Instrument Date	Dec 18, 2019
Instrument	93171
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 WILLOW OAK LOOP MINNEOLA FL 347151013, MINNEOLA, FL 34715-1013

Mortgage

Document Number	55301461
Date	Aug 25, 2020
Book Page	005530/001461
Instrument	93172

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 15, 2019
Property Address	911 WILLOW OAK LOOP, MINNEOLA, FL 34715-1013
Document Number	0052240417
Book / Page	5224 / 0417
Map Reference	MB 53 PG 75
Instrument Date	Jan 14, 2019
Instrument	2019006065
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,609.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2212 E WILLIAMS FLD # RD11-225, 2212, GILBERT, AZ 85295-0771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 WILLOW OAK LOOP, MINNEOLA, FL 34715-1013

Mortgage

Document Number	2019006066
Date	Jan 15, 2019
Instrument	2019006066

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	5.87%
Max Rate At Change	9.87%
Index	1-Year LIBOR
Max Rate	12.8%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 5, 2018
Property Address	911 WILLOW OAK LOOP, MINNEOLA, FL 34715-1013
Document Number	0051642406
Book / Page	005164 / 002406
Instrument Date	Sep 4, 2018
Instrument	104043
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,484.08
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2212 E WILLIAMS FIELD ROAD 11 #2 GILBERT AZ 85295, 2, GILBERT, AZ 85295
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Minneola City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$112,570 (+5.98%) Land $79,910 Building $32,660	$284,007 (+2.29%) Land $79,910 Building $204,097
2024	$1,268.00 (+3.59%)
2023	$1,224.00 (+3.82%) Homeowner's exemption	$106,220 (+3%)	$277,640 (+21.05%) Land $79,910 Building $197,730
2022	$1,179.00 Homeowner's exemption	$103,130	$229,353 Land $43,230 Building $186,123

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNEOLA WATER DEPARTMENT (2 WPS) serves 20,605 people · EPA ID FL3350836
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon, Xfinity.

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