911 Westerfield Dr, Providence, KY 42450 Property Records

Webster County property record for 911 Westerfield Dr, Providence, KY 42450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 2002
Owner	2 Individual Names on Record
Tax Bill	$1,165 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PR5-009-005-002`

Property Details

APN / Parcel Number

Primary APN	`PR5-009-005-002`
Alternative APNs	`6682` `2061` `2075`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,428 sqft Finished Area
Family Room	Family Room

Exterior

Year Built	Built 2002
Exterior Material	Stucco
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	170 sqft
Patio Area	160 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	2075
Street Address	911 WESTERFIELD DR
City	PROVIDENCE
State	KY
Zip	42450-1340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Jurisdiction	WEBSTER KY
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1063
Census Tract	960400

Owner

Source: Webster County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	911 WESTERFIELD DR, PROVIDENCE, KY 42450-1340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2018	Deed of Trust, Mortgage · ARM EVANSVILLE TEACHERS FCU
Jun 10, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 1976
Deed Sale	May 1, 1976
Deed Document Number	0000166299
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	911 WESTERFIELD DR, PROVIDENCE, KY 42450-1340
Transaction Type	Mortgage
Record Updated	Apr 20, 2023
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG342/778
Date	Aug 1, 2018
Book Page	MTG 342/778
Instrument	400701

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union
Address	LOUISVILLE, KY 40223

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	9.87%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	911 WESTERFIELD DR, PROVIDENCE, KY 42450-1340
Transaction Type	Mortgage
Record Updated	Apr 20, 2023
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG367/169
Date	Jun 10, 2021
Book Page	MTG 367/169
Instrument	434125

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Webster County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Webster County
Municipality	Providence City
Unified School District	Webster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,165.00 (+10.64%)	$110,200 (+11.43%)	$110,200 (+11.43%)
2023	$1,053.00	$98,900	$98,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE WATER WORKS serves 4,538 people · EPA ID KY1170361
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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