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911 W Keller St, Hernando, FL 34442 Property Records

Citrus County property record for 911 W Keller St, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,834 sqft · built 1987
Lot Size1.12 acres (49,175 sqft)
Owner2 Individual Names on Record
Last Sale$199,000 (Jun 2018)
Tax Bill$2,542 (2025)
Deeds & MortgagesNov 2020 Mortgage
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19E-18S-18-0110-00410-017.0

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0110-00410-017.0
Alternative APNs
  • 1818S19E0110004100170
  • 2300787

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,834 sqft Living Area
1st Floor Area1,834 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2002
Architectural StyleOther
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialFiberglass
Lot Area49,175 sqft (1.12 acres)
Lot Dimensions317 ft deep x 155 ft wide
Garage Area624 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchFinished/Screened Porch
Porch Area296 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2300787
Old Parcel Number1818S19E0110004100170
Street Address911 W KELLER ST
CityHERNANDO
StateFL
Zip34442-8812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCRR CENTRAL RIDGE RESIDEN
Legal DescriptionCITRUS HILLS 1ST ADD PB 9 PG 73 LT 17 BLK 41
Legal Range18E
Legal Township18S
Legal Section25
Legal SubdivisionCITRUS HILLS 1ST ADD (PB9-73)
Legal Block41
Legal Lot Number17
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2000
Census Tract450703

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address911 W KELLER ST, HERNANDO, FL 34442-8812
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2020Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LENDING
Oct 30, 2019Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LNDG
Jun 19, 2018Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2018 · Amount on Record
Deed SaleJun 19, 2018 · Amount on Record
Prior SaleMar 4, 2015 · Amount on Record
Deed Document Number0002908558
Deed Book / Page2908 / 558
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address911 W KELLER ST, HERNANDO, FL 34442-8812
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address911 W KELLER ST, HERNANDO, FL 34442-8812

Mortgage

Document Number0031101297
DateNov 20, 2020
Book Page3110/1297
Instrument2020063527
Lender
NameCLEARPATH LENDING
TypeLending Institution
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address911 W KELLER ST, HERNANDO, FL 34442-8812
Document Number0030171181
Instrument DateOct 30, 2019
Transaction TypeMortgage
Record UpdatedNov 27, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address911 W KELLER ST HERNANDO FL 344428812, HERNANDO, FL 34442-8812

Mortgage

Document Number0030171181
DateNov 12, 2019
Book Page003017/001181
Instrument59092
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 11, 2049

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJun 19, 2018
Property Address911 W KELLER ST, HERNANDO, FL 34442-8812
Document Number0029080558
Book / Page002908 / 000558
Instrument DateJun 19, 2018
Instrument30916
Transaction TypeTransfer
Record UpdatedJul 25, 2018
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,393.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressG3334 HERRICK ST FLINT MI 485324809, FLINT, MI 48532-4809

Mortgage

Document Number29080560
DateJun 19, 2018
Book Page002908/000560
Instrument30917
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2048

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,542.00 (+5.04%) Homeowner's exemption Additional exemption filed$286,495 (-3.63%) Land $31,000 Building $255,495$286,495 (-3.63%) Land $31,000 Building $255,495
2024$2,420.00 (+2.59%) Homeowner's exemption Additional exemption filed$297,298 (+6.74%) Land $29,500 Building $267,798$297,298 (+6.74%) Land $29,500 Building $267,798
2023$2,359.00 (+6.89%) Homeowner's exemption Additional exemption filed$278,522 (+17.44%) Land $25,500 Building $253,022$278,522 (+17.44%) Land $25,500 Building $253,022
2022$2,207.00 Homeowner's exemption Additional exemption filed$237,158 Land $17,250 Building $219,908$237,158 Land $17,250 Building $219,908

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITRUS CO UTL/CHARLES A. BLACK
serves 29,218 people · EPA ID FL6094948
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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