911 S Main St, Saint Joseph, TN 38481 Property Records

Lawrence County property record for 911 S Main St, Saint Joseph, TN 38481

Property Summary

Property Type	Residential Vacant Land
Lot Size	2.92 acres (127,195 sqft)
Owner	Company Name on File
Last Sale	$30,000 (Mar 2021)
Tax Bill	$1,206 (2023)
Deeds & Mortgages	Mortgage Oct 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`050169 05900`

Property Details

APN / Parcel Number

Primary APN	`050169 05900`
Alternative APN	`169 05900`

Exterior

Lot Area	127,195 sqft (2.92 acres)
View / Lot	Major Street/Thoroughfare

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	911 S MAIN ST
City	SAINT JOSEPH
State	TN
Zip	38481-5100
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	DISTRICT: 2; SUBDIVISION: LOTS 16-18
Legal Subdivision	JOHN WADE ESTATE
Legal Lot Number	16,17
Jurisdiction	LAWRENCE TN
Township / Civil Division	1
Census Block Group	2
Census Block	2096
Census Tract	960600

Owner

911 S Main St, residential vacant land, is owned by a company that bought it in March 2021.

Source: Lawrence County records, as of February 2, 2026

Owner of Record	Company Name on File
Mailing Address	127 S NEW CASTLE DR, FLORENCE, AL 35633-7045
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage
Oct 2, 2023	Warranty Deed, Subdivision Related Transfer · VA Mortgage PLANET HOME LENDING LLC
Jun 3, 2022	Correction Deed
Aug 10, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LIBERTY HOME MORTGAGE CORP
Mar 11, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2021 · Amount on File
Deed Sale	Mar 11, 2021 · Amount on File
Prior Sale	Aug 9, 2002
Deed Document Number	20211540
Deed Book / Page	625 / 504
Transfer Doc	85809
Record Updated	Jun 8, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	911 S MAIN ST, SAINT JOSEPH, TN 38481-5100
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

October 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Oct 2, 2023
Property Address	911 S MAIN ST, SAINT JOSEPH, TN 38481-5100
Document Number	0000725615
Book / Page	725 / 615
Map Reference	MB 625 PG 504
Instrument Date	Sep 28, 2023
Instrument	23005308
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 9, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,106.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 S MAIN ST, SAINT JOSEPH, TN 38481-5100

Mortgage

Document Number	0000725619
Date	Oct 2, 2023
Book Page	725/619
Instrument	23005309

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

June 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	LAWRENCE TN
Recording Date	Jun 3, 2022
Property Address	911 S MAIN ST, SAINT JOSEPH, TN 38481-5100
Document Number	0000679300
Book / Page	679 / 300
Instrument Date	May 18, 2022
Instrument	22003874
Record Updated	Apr 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 S MAIN ST, SAINT JOSEPH, TN 38481-5100

August 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Aug 10, 2021
Property Address	911 S MAIN ST, SAINT JOSEPH, TN 38481-5100
Document Number	0000644603
Book / Page	644 / 603
Map Reference	CAB A SL 42
Instrument Date	Aug 3, 2021
Instrument	21005378
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 9, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 S MAIN ST, SAINT JOSEPH, TN 38481-5100

Mortgage

Document Number	0021005379
Date	Aug 10, 2021
Instrument	21005379

Lender

Name	LIBERTY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Mar 11, 2021
Property Address	911 S MAIN ST, SAINT JOSEPH, TN 38481-5100
Document Number	0000625504
Book / Page	625 / 504
Map Reference	CAB A SL 42
Instrument Date	Mar 11, 2021
Instrument	21001540
Transaction Type	Transfer
Record Updated	Apr 9, 2024

Transaction

Amount	Amount on Record
Tax	$111.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 BACKWOODS LN, IRON CITY, TN 38463-2900
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Municipality	St. Joseph City
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,475 Land $6,475
2023	$1,206.00 (+515.31%)	$6,475 (-18.04%) Land $6,475
2022	$196.00	$7,900 Land $7,900	$25,900 Land $25,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 911 S Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 911 S Main St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOSEPH WATER SYSTEM serves 1,533 people · EPA ID TN0000604
Water Source	Groundwater influenced by surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Skyline Telephone.

Cell Coverage

5G and 4G LTE (outdoors only)

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