Jefferson County property record for 911 S 2nd St, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 978 sqft · built 1962 |
| Lot Size | 0.116 acres (5,058 sqft) |
| Owner | Individual Name on File |
| Last Sale | $246,409 (Jun 2026) |
| Tax Bill | $790 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 193.006.03015021 |
| Primary APN | 193.006.03015021 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 978 sqft Living Area |
| 1st Floor Area | 978 sqft |
| Basement Area | 973 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 5,058 sqft (0.116 acres) |
| Lot Dimensions | 148 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 911 S 2ND ST |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-2006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | E BLACKWELL ADD PT LOTS 23 & 24 |
| Legal Range | 6E |
| Legal Township | 40N |
| Legal Section | 06 |
| Legal Subdivision | E BLACKWELL ADD |
| Legal Block | 1 |
| Legal Lot Number | 23,24 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 700900 |
911 S 2nd St is owned and occupied by an individual who bought it in June 2026.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 911 S 2ND ST, FESTUS, MO 63028-2006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jun 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Aug 17, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 23, 2020 | Warranty Deed, Transfer · FHA Mortgage GUILD MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2026 · Amount on File |
| Deed Sale | Jun 24, 2026 · Amount on File |
| Prior Sale | Jun 23, 2020 · Amount on File |
| Deed Document Number | 202616976 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jun 24, 2026 |
| Property Address | 911 S 2ND ST, FESTUS, MO 63028-2006 |
| Document Number | 0000016976 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202616976 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | US TITLE, UST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 911 S 2ND ST, FESTUS, MO 63028-2006 |
| Document Number | 0000016977, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 202616977 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jun 24, 2026 |
| Property Address | 911 S 2ND ST, FESTUS, MO 63028-2006 |
| Document Number | 0000016976 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202616976 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | US TITLE, UST TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 911 S 2ND ST, FESTUS, MO 63028-2006 |
| Document Number | 0000016977, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 202616977 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 911 S 2ND ST, FESTUS, MO 63028-2006 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 911 S 2ND ST, FESTUS, MO 63028-2006 |
| Document Number | 0000020196 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 2023R-020196 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Aug 24, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jun 23, 2020 |
| Property Address | 911 S 2ND ST, FESTUS, MO 63028-2006 |
| Document Number | 0000021965 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 21965 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2020 |
| Title Company | INTEGRITY TITLE SOLUTIONS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 911 S 2ND ST FESTUS MO 630282006, FESTUS, MO 63028-2006 |
| Document Number | 21966 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 21966 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 22, 2050 |
The 2025 property tax bill for 911 S 2nd St was $790.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,400 (-) Land $1,800 Building $12,600 | $75,900 (-) Land $9,400 Building $66,500 | |
| 2025 | $790.00 | $14,400 Land $1,800 Building $12,600 | $75,900 (-) Land $9,400 Building $66,500 |
| 2024 | $75,900 (+9.05%) Land $9,400 Building $66,500 | ||
| 2023 | $743.00 | $13,200 Land $1,800 Building $11,400 | $69,600 Land $9,400 Building $60,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 911 S 2nd St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1979–2003) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 911 S 2nd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FESTUS PWS serves 13,000 people · EPA ID MO6010276 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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