911 Ridge Rd, Newton, NJ 07860 Property Records

Sussex County and Stillwater Township property record for 911 Ridge Rd, Newton, NJ 07860

Property Summary

Property Type	Single Family Home
Details	1,935 sqft · built 1975
Lot Size	0.534 acres (23,248 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,300,000 (Jul 2018)
Tax Bill	$8,179 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-04106-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`20-04106-0000-00007`
Alternative APN	`200410600007`

Interior

Stories	1 Story
Building Area	1,935 sqft Living Area
1st Floor Area	1,935 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Construction Type	Frame
Lot Area	23,248 sqft (0.534 acres)
Lot Dimensions	155 ft deep x 150 ft wide
Garage Type	Attached

Location & Zoning

Street Address	911 RIDGE RD
City	NEWTON
State	NJ
Zip	07860-4533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Subdivision	PAULINSKILL LAKE
Legal Block	4106
Legal Lot Number	7
Jurisdiction	SUSSEX NJ
Township / Civil Division	STILLWATER
Census Block Group	4
Census Block	4009
Census Tract	373900

Owner

Source: Sussex County and Stillwater Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	911 RIDGE RD, NEWTON, NJ 07860-4533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 26, 2019	Deed of Trust, Mortgage · Conventional with PMI RESIDENTIAL HM FNDG
Jul 6, 2018	Grant Deed, Transfer · Conventional with PMI RESIDENTIAL HM FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2018 · Amount on Record
Deed Sale	Jul 6, 2018 · Amount on Record
Prior Sale	May 20, 2004 · Amount on Record
Deed Document Number	201810138480
Deed Book / Page	3482 / 647
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	911 RIDGE RD, NEWTON, NJ 07860-4533
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	ADVOCUS TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 RIDGE RD, NEWTON, NJ 07860-4533

Mortgage

Document Number	0104390590
Date	Feb 27, 2026
Book Page	10439/590
Instrument	2026003754

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	911 RIDGE RD, NEWTON, NJ 07860-4533
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101670837
Date	Jun 8, 2022
Book Page	10167/837
Instrument	20220608010187990

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	911 RIDGE RD, NEWTON, NJ 07860-4533
Transaction Type	Mortgage
Record Updated	Jan 25, 2022
Title Company	TITLE ON DEMAND/NJ INC, TITLE ON DEMAND OF NJ INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100770671
Date	Dec 16, 2021
Book Page	10077/671
Instrument	20211216010390350

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	911 RIDGE RD, NEWTON, NJ 07860-4533
Document Number	0097460077
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	INVESTMENT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	911 RIDGE RD NEWTON NJ 078604533, NEWTON, NJ 07860-4533

Mortgage

Document Number	0097460077
Date	Oct 15, 2019
Book Page	009746/000077
Instrument	203730

Lender

Name	RESIDENTIAL HM FNDG
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jul 6, 2018
Property Address	911 RIDGE RD, NEWTON, NJ 07860-4533
Document Number	0034820647
Book / Page	003482 / 000647
Instrument Date	Jun 29, 2018
Instrument	138480
Transaction Type	Transfer
Record Updated	Aug 1, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	911 RIDGE RD NEWTON NJ 078604533, NEWTON, NJ 07860-4533

Mortgage

Document Number	96180249
Date	Jul 6, 2018
Book Page	009618/000249
Instrument	138490

Lender

Name	RESIDENTIAL HM FNDG
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2048

Tax Assessment & Valuation

Source: Sussex County and Stillwater Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Stillwater Township
Secondary School District	Kittatinny Regional School District (07 - 12)
Elementary School District	Stillwater Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,900 (-) Land $59,100 Building $157,800	$216,900 (-) Land $59,100 Building $157,800
2025	$8,179.00 (+1.73%)	$216,900 (-) Land $59,100 Building $157,800	$216,900 (-) Land $59,100 Building $157,800
2024	$8,040.00 (+4.43%)
2023		$216,900 Land $59,100 Building $157,800	$216,900 Land $59,100 Building $157,800
2022	$7,699.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER WATER DISTRICT 1 serves 1,200 people · EPA ID NJ1920001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2021
Monitoring and Reporting	127 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable	940 / 35

Cell Coverage

4G LTE only, no 5G reported

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