Harford County property record for 911 Prospect Mill Rd, Bel Air, MD 21015
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,485 sqft · built 1966 |
| Lot Size | 0.941 acres (40,986 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,463 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-151778 |
| Primary APN | 03-151778 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,485 sqft Total Area |
| Basement Area | 1,115 sqft |
| Finished Basement | 1,115 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 40,986 sqft (0.941 acres) |
| Lot Dimensions | 211 ft deep x 106 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 192 sqft |
| Patio Area | 512 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 151778 |
|---|---|
| Street Address | 911 PROSPECT MILL RD |
| City | BEL AIR |
| State | MD |
| Zip | 21015-1527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 13 40986 SF 911 PROSPECT MILL ROAD PROSPECT HTS S4 204/7 |
| Legal Subdivision | PROSPECT HEIGHTS |
| Legal Block | A |
| Legal Lot Number | 13 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 303101 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 911 PROSPECT MILL RD, BEL AIR, MD 21015-1527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ABERDEEN PROVING GROUND FEDERAL CREDIT UNION |
| Apr 3, 2023 | Intrafamily Transfer, Transfer |
| Nov 8, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2006 |
| Deed Sale | Nov 21, 2006 |
| Deed Document Number | 2006801 |
| Deed Book / Page | 7074 / 44 |
| Last Transfer Date | Feb 13, 2023 |
| Transfer Doc | 0158660357 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 24, 2026 |
| Property Address | 911 PROSPECT MILL RD, BEL AIR, MD 21015-1527 |
| Document Number | 1722000147 |
| Book / Page | 17221 / 147 |
| Instrument Date | Jul 13, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | GETZ TITLE GROUP LLC, GETZ TITLE |
| Name | Verified Name |
|---|---|
| Address | 911 PROSPECT MILL RD, BEL AIR, MD 21015-1527 |
| Document Number | 1722000147, |
|---|---|
| Date | Jul 24, 2026 |
| Book Page | 17221/147 |
| Name | ABERDEEN PROVING GROUND FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 27, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.84% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 3, 2023 |
| Property Address | 911 PROSPECT MILL RD, BEL AIR, MD 21015-1527 |
| Document Number | 0158660357 |
| Book / Page | 15866 / 357 |
| Instrument Date | Feb 13, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 911 PROSPECT MILL RD, BEL AIR, MD 21015-1527 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 8, 2017 |
| Property Address | 911 PROSPECT MILL RD, BEL AIR, MD 21015-1527 |
| Document Number | 0125880097 |
| Book / Page | 012588 / 000097 |
| Instrument Date | Nov 2, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 911 PROSPECT MILL RD BEL AIR MD 210151527, BEL AIR, MD 21015-1527 |
| Document Number | 125880103 |
|---|---|
| Date | Nov 8, 2017 |
| Book Page | 012588/000103 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 7, 2047 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,463.00 (+30.48%) Homeowner's exemption | $312,267 (+2.25%) | $326,000 (+6.75%) Land $100,400 Building $225,600 |
| 2025 | $2,654.00 (-9.3%) Homeowner's exemption | $305,400 (+10.2%) Land $100,400 Building $205,000 | $305,400 (-) Land $100,400 Building $205,000 |
| 2023 | $277,133 | $305,400 Land $100,400 Building $205,000 | |
| 2022 | $2,926.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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