911 Oak St, Sheldon, IA 51201 Property Records

O'Brien County property record for 911 Oak St, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,536 sqft · built 1978
Lot Size	0.277 acres (12,060 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Jun 2026)
Tax Bill	$3,684 (2025)
Deeds & Mortgages	Jun 2026 Sale Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0048415500`

Property Details

APN / Parcel Number

Primary APN	`0048415500`
Alternative APN	`0000484155`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Basement Area	1,536 sqft
Finished Basement	675 sqft
Unfinished Basement	861 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,060 sqft (0.277 acres)
Lot Dimensions	121 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	798 sqft
Porch	Slab
Porch Area	336 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	911 OAK ST
City	SHELDON
State	IA
Zip	51201-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROOTS THIRD ADD LOT 1 BLK 1
Legal Subdivision	GROOT'S THIRD ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	3
Census Block	3001
Census Tract	490300

Owner

911 Oak St is owned and occupied by two individuals who bought it in June 2026.

Source: O'Brien County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	911 OAK ST, SHELDON, IA 51201-1220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 9, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2026 · Amount on File
Deed Sale	Jun 15, 2026 · Amount on File
Deed Document Number	20261745
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Jun 15, 2026
Property Address	911 OAK ST, SHELDON, IA 51201-1220
Document Number	0000001745
Instrument Date	Jun 12, 2026
Instrument	20261745
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$55,671.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 OAK ST, SHELDON, IA 51201-1220

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	911 OAK ST, SHELDON, IA 51201-1220
Transaction Type	Mortgage
Record Updated	Jan 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2018-00096
Date	Jan 9, 2018
Instrument	2018-00096

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	5 Months
Due	Jun 15, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 911 Oak St was $3,684 with a homeowner's exemption.

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,684.00 Homeowner's exemption	$266,910 Land $30,880 Building $236,030	$266,910 Land $30,880 Building $236,030
2024	$3,684.00
2023		$247,540 (+17.6%) Land $27,550 Building $219,990	$247,540 Land $27,550 Building $219,990
2022	$3,578.00 Homeowner's exemption	$210,500 Land $23,750 Building $186,750
2021			$210,500 Land $23,750 Building $186,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 911 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 911 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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