Durham County property record for 911 Narrative Ln, Durham, NC 27703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,330 sqft · built 2019 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $438,000 (Mar 2020) |
| Tax Bill | $5,684 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0748-94-5335 |
| Primary APN | 0748-94-5335 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,330 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Cape Cod |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 911 NARRATIVE LN |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27703-0680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR 4.733 |
| Legal Description | CREEKSIDE AT BETHPAGE/PH: 04/LT#445 PIONEER CR-LOF PL:000200-000103 |
| Legal Subdivision | CREEKSD BETHPAGE |
| Legal Phase | 4 |
| Legal Lot Number | 445 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | TRIANGLE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 2038 |
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 911 NARRATIVE LN, DURHAM, NC 27703-0680 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2026 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Feb 16, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 15, 2020 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Mar 18, 2020 | Warranty Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2020 · Amount on Record |
| Deed Sale | Mar 18, 2020 · Amount on Record |
| Deed Document Number | 20209607 |
| Deed Book / Page | 8893 / 770 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 911 NARRATIVE LN, DURHAM, NC 27703-0680 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 911 NARRATIVE LN, DURHAM, NC 27703-0680 |
| Document Number | 0104620668 |
|---|---|
| Date | Jan 14, 2026 |
| Book Page | 10462/668 |
| Instrument | 2026160665 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 911 NARRATIVE LN, DURHAM, NC 27703-0680 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0096160602 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 9616/602 |
| Instrument | 2022006776 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 911 NARRATIVE LN, DURHAM, NC 27703-0680 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0091680394 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 9168/394 |
| Instrument | 2020055434 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Mar 18, 2020 |
| Property Address | 911 NARRATIVE LN, DURHAM, NC 27703-0680 |
| Document Number | 0088930770 |
| Book / Page | 008893 / 000770 |
| Instrument Date | Mar 18, 2020 |
| Instrument | 9607 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $876.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 911 NARRATIVE LN DURHAM NC 277030680, DURHAM, NC 27703-0680 |
| Document Number | 88930772 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 008893/000772 |
| Instrument | 9608 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 17, 2050 |
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,684.00 (+2.53%) | $604,313 (-) Land $118,650 Building $485,663 | $604,313 (-) Land $118,650 Building $485,663 |
| 2025 | $5,544.00 (+41.36%) | $604,313 (+75.43%) Land $118,650 Building $485,663 | $604,313 (+75.43%) Land $118,650 Building $485,663 |
| 2023 | $3,922.00 (+2.35%) | $344,467 Land $84,900 Building $259,567 | $344,467 Land $84,900 Building $259,567 |
| 2022 | $3,832.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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