St. Clair County property record for 911 N Smiley St, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,189 sqft · built 1977 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,647 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Mar 2018 Transfer |
| APN | 04-20-0-308-012 |
| Primary APN | 04-20-0-308-012 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,189 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Mixed |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 720 sqft |
| Cooling System | Central |
|---|
| Street Address | 911 N SMILEY ST |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-1231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRWOOD EAST 15TH ADDITION LOT/SEC-309 A02569863 |
| Legal Subdivision | TH ADDITION |
| Legal Block | 308 |
| Legal Lot Number | 309 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 504351 |
911 N Smiley St is owned and occupied by two individuals who acquired it in December 2012.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 911 N SMILEY ST, O FALLON, IL 62269-1231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · FHA Mortgage LENDING JD |
| Mar 13, 2018 | Quit Claim Deed, Transfer TOWN AND COUNTRY TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 21, 2012 |
| Transfer Doc | 00A2348331 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Aug 3, 2026 |
| Property Address | 911 N SMILEY ST, O FALLON, IL 62269-1231 |
| Document Number | 0002891356 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 20262891356 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 911 N SMILEY ST, O FALLON, IL 62269-1231 |
| Document Number | 0002891356, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 20262891356 |
| Name | LENDING JD |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Mar 13, 2018 |
| Property Address | 911 N SMILEY ST, O FALLON, IL 62269-1231 |
| Document Number | 00A2569863 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 2569863 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2018 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 911 N SMILEY ST O FALLON IL 622691231, O FALLON, IL 62269-1231 |
The 2025 property tax bill for 911 N Smiley St was $7,647, up 8.4% from the year before.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,647.00 (+8.39%) | $106,097 (+9.62%) Land $15,287 Building $90,810 | $318,291 (+9.62%) Land $45,861 Building $272,430 |
| 2024 | $7,055.00 | $96,786 Land $13,945 Building $82,841 | $290,358 Land $41,835 Building $248,523 |
| 2022 | $78,976 Land $11,379 Building $67,597 | $236,928 Land $34,137 Building $202,791 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 911 N Smiley St; there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 911 N Smiley St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures