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911 N Central Ave, Umatilla, FL 32784 Property Records

Lake County property record for 911 N Central Ave, Umatilla, FL 32784

Property Summary

Property TypeRegional Shopping Center, Mall
Details8 ba · 48,132 sqft · built 1987
Lot Size9.5 acres (413,826 sqft)
OwnerCompany Name on File
Last Sale$4,575,000 (Jul 2026)
Tax Bill$68,632 (2025)
Deeds & MortgagesJul 2026 Sale
Oct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-18-26-0001-000-00300

Property Details

APN / Parcel Number

Primary APN12-18-26-0001-000-00300
Alternative APNs
  • 261812000100000300
  • 1122422

Interior

Full Baths8 Baths
Half Baths12 Half Baths
Stories1 Story
Building Area48,132 sqft Gross Area
1st Floor Area48,132 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2001
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Lot Area413,826 sqft (9.5 acres)
Deck AreaDeck Area
Canopy5,163 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1122422
Street Address911 N CENTRAL AVE
CityUMATILLA
StateFL
Zip32784-8656
Property CategoryCommercial
Property TypeCommercial > Retail > Regional Shopping Center, Mall
Local Zoning CodeC2
Legal DescriptionFROM SW COR OF NE 1/4 RUN N ALONG W LINE SAID NE 1/4 A DIST OF 25.38 FT N 89DEG 41MIN 25SEC E 29.68 FT FOR POB CONT ALONG SAME LINE 555.57 FT N 00DEG 18MIN 35SEC W 65.81 FT N 71DEG 42MIN 16SEC W 88 FT N 18DEG 17MIN 44SEC E 143 FT N 63DEG 17MIN 44SEC
Legal Range26E
Legal Township18S
Legal Section12
Legal Quarter1
Legal SubdivisionACREAGE & UNREC
Legal Tract0001
Legal Lot Number3
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group1
Census Block1009
Census Tract30110

Owner

911 N Central Ave, a commercial property, is owned by a company that bought it in July 2026.

Source: Lake County records, as of August 10, 2026

Owner of RecordCompany Name on File
Mailing Address3340 SE FEDERAL HWY, STUART, FL 34997-4914
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Warranty Deed, Transfer
OLD FLORIDA TITLE COMPANY
Oct 20, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
WAUCHULA STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2026 · Amount on File
Deed SaleJul 28, 2026 · Amount on File
Prior SaleOct 20, 2022 · Amount on File
Deed Document Number202692545
Deed Book / Page6784 / 1189
Prior Transfer DateApr 23, 2015
Prior Transfer Doc0046221510
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJul 28, 2026
Property Address911 N CENTRAL AVE, UMATILLA, FL 32784-8656
Document Number0000092545
Book / Page6784 / 1189
Instrument DateJul 27, 2026
Instrument202692545
Transaction TypeTransfer
Record UpdatedAug 10, 2026
Title CompanyOLD FLORIDA TITLE COMPANY

Transaction

AmountAmount on Record
Tax$3,234,525.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3340 SE FEDERAL HWY, STUART, FL 34997-4914

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateOct 20, 2022
Property Address911 N CENTRAL AVE, UMATILLA, FL 32784-8656
Document Number0060411194
Book / Page6041 / 1194
Instrument DateOct 13, 2022
Instrument2022138905
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyTITLE UNLIMITED INC, TITLE UNLIMITED OF FL LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$19,600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 N LA SALLE ST # ST1200, ST1200, CHICAGO, IL 60602-2448

Transferred To (Grantee/Buyer)

NameVerified Name
Address7880 HOLMBERG RD, PARKLAND, FL 33067-1148

Mortgage

Document Number0060411197
DateOct 20, 2022
Instrument6041/1197
Lender
NameWAUCHULA STATE BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term300 Months
DueOct 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 911 N Central Ave was $68,632.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,348,057 (-0.01%) Land $816,598 Building $2,531,459$3,348,057 (-0.01%) Land $816,598 Building $2,531,459
2025$68,632.00$3,348,338 Land $816,598 Building $2,531,740$3,348,338 Land $816,598 Building $2,531,740
2023$53,561.00 (+11.97%)$2,459,961 (+7.84%)$2,459,961 (+7.84%) Land $742,413 Building $1,717,548
2022$47,835.00$2,281,189$2,281,189 Land $674,921 Building $1,606,268

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 911 N Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 911 N Central Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUMATILLA WATER WORKS (2 WPS)
serves 3,948 people · EPA ID FL3351402
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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