911 Lady St, Columbia, SC 29201 Property Records

Richland County property record for 911 Lady St, Columbia, SC 29201

Property Summary

Property Type	Commercial
Details	1 ba · 11,970 sqft · built 1920
Lot Size	0.448 acres (19,535 sqft)
Owner	Company Name on Record
Tax Bill	$18,733 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09013-12-13`

Property Details

APN / Parcel Number

Primary APN	`09013-12-13`
Alternative APNs	`R09013-12-13` `00150035`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	11,970 sqft Total Area
1st Floor Area	8,617 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1975
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	19,535 sqft (0.448 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00150035
Street Address	911 LADY ST
City	COLUMBIA
State	SC
Zip	29201-3105
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	M-1
Legal Description	PARCEL B 72.8X209X75.4X208.8 #SU #PR 50-9045
Legal Subdivision	DOWNTOWN COLUMBIA
Jurisdiction	RICHLAND SC
Township / Civil Division	COLUMBIA
Census Block Group	1
Census Block	1040
Census Tract	1600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Gervais Street Historic District listed 1983 · 40 contributing resources · NRIS 83002206

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	911 LADY ST, COLUMBIA, SC 29201-3105
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage OPTUS BANK
Mar 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 26, 2017	Deed of Trust, Mortgage · Line of Credit SOUTH CAROLINA CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	911 LADY ST, COLUMBIA, SC 29201-3105
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 LADY ST H, H, COLUMBIA, SC 29201-3105

Mortgage

Document Number	0026213113
Date	May 25, 2021
Book Page	2621/3113
Instrument	2021032811

Lender

Name	OPTUS BANK
Type	Bank
Address	COLUMBIA, SC 29201

Agreement

Amount	Amount Recorded
Term	36 Months
Due	May 26, 2024

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND SC
Recording Date	Mar 24, 2020
Property Address	911 LADY ST, COLUMBIA, SC 29201-3105
Document Number	2479/2645
Book / Page	002479 / 002645
Instrument Date	Mar 18, 2020
Instrument	15625
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	911 LADY ST COLUMBIA SC 292013105, COLUMBIA, SC 29201-3105

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	911 LADY ST, COLUMBIA, SC 29201-3105
Document Number	2247/2589
Instrument Date	Sep 26, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	807 GERVAIS ST COLUMBIA SC 292013162, COLUMBIA, SC 29201-3162

Mortgage

Document Number	2247/2589
Date	Sep 28, 2017
Book Page	002247/002589
Instrument	73157

Lender

Name	SOUTH CAROLINA CMNTY BK
Type	Bank
Address	COLUMBIA, SC 29202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 27, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,733.00 (+11.93%)	$670,600	$1,206,300 (+106.88%) Land $775,900 Building $430,400
2023	$16,736.00 (-1.55%)		$583,100 (-51.83%)
2021	$16,999.00	$34,990	$1,210,600 Land $775,900 Building $434,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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