911 Garden Ave, Geneva, IL 60134 Property Records

Kane County property record for 911 Garden Ave, Geneva, IL 60134 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,456 sqft · built 1963
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Jun 2023)
Tax Bill	$9,971 (2025)
Deeds & Mortgages	Jun 2023 Sale May 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-10-355-015`

Property Details

APN / Parcel Number

Primary APN	`12-10-355-015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	2,132 sqft
1st Floor Area	1,456 sqft
Basement Area	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Split Level
Lot Area	9,750 sqft (0.224 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	911 GARDEN AVE
City	GENEVA
State	IL
Zip	60134-3315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23 DENS
Legal Subdivision	GENEVA GARDENS
Legal Block	1
Legal Lot Number	23
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1031
Census Tract	852606

Owner

Source: Kane County records · APN 12-10-355-015

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	911 GARDEN AVE, GENEVA, IL 60134-3315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
May 04, 2023	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jul 06, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Sep 01, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	Sep 01, 2020 · Amount on Record
Deed Document Number	202320224
Prior Transfer Date	May 05, 2001
Prior Transfer Doc	0000042106
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 20, 2023
Property Address	911 GARDEN AVE, GENEVA, IL 60134-3315
Document Number	0000020224
Instrument Date	Jun 15, 2023
Instrument	2023K020224
Transaction Type	Transfer
Record Updated	Jul 05, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$445.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	911 GARDEN AVE, GENEVA, IL 60134-3315

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	911 GARDEN AVE, GENEVA, IL 60134-3315
Transaction Type	Mortgage
Record Updated	May 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 GARDEN AVE, GENEVA, IL 60134-3315

Mortgage

Document Number	0000014162
Date	May 04, 2023
Instrument	2023K014162

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 02, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	911 GARDEN AVE, GENEVA, IL 60134-3315
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051679
Date	Jul 06, 2021
Instrument	2021K051679

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 02, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.07%
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	911 GARDEN AVE, GENEVA, IL 60134-3315
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069256
Date	Nov 12, 2020
Instrument	2020K069256

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 01, 2020
Property Address	911 GARDEN AVE, GENEVA, IL 60134-3315
Document Number	0000049750
Instrument Date	Aug 05, 2020
Instrument	49750
Transaction Type	Transfer
Record Updated	Sep 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$510.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	323 S 7TH ST GENEVA IL 60134, GENEVA, IL 60134

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,971.00 (+16.28%)
2024		$134,613 (+18.38%) Land $35,511 Building $99,102	$404,001 (+18.43%) Land $106,576 Building $297,425
2022	$8,575.00 (+3.24%) Homeowner's exemption	$113,711 (+3.86%) Land $29,997 Building $83,714	$341,133 (+3.86%) Land $89,991 Building $251,142
2021	$8,306.00 Homeowner's exemption	$109,485 Land $28,882 Building $80,603	$328,455 Land $86,646 Building $241,809

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898526061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2002)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2002, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 107 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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