911 Emerson St, Beloit, WI 53511 Property Records

Rock County property record for 911 Emerson St, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,155 sqft · built 1937
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (May 2023)
Tax Bill	$1,718 (2025)
Deeds & Mortgages	Feb 2013 Mortgage Apr 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206 13670640`

Property Details

APN / Parcel Number

Primary APN	`206 13670640`
Alternative APN	`13670640`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,155 sqft Living Area

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Lot Area	4,966 sqft (0.114 acres)

Location & Zoning

Account Number	206 13670640
Street Address	911 EMERSON ST
City	BELOIT
State	WI
Zip	53511-5569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 50 FT OF S 1/2 OF L 15 AND E 50 FT OF L 16 B 17 ORIGINAL PLAT.
Legal Subdivision	ORIGINAL PLAT, CITY OF BELOIT
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1025
Census Tract	1900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Near East Side Historic District listed 1983 · 169 contributing resources · NRIS 83003419

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rock County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	911 EMERSON ST, BELOIT, WI 53511-5569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2013	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit CONNEXUS CREDIT UNION
May 2, 2023	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2023 · Amount on Record
Deed Sale	May 2, 2023 · Amount on Record
Deed Document Number	20232239706
Record Updated	Oct 29, 2026

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	911 EMERSON ST, BELOIT, WI 53511-5569
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001971429
Date	Feb 21, 2013
Instrument	1971429

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	157 Months
Due	Mar 1, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Recording Date	Apr 6, 2026
Property Address	911 EMERSON ST, BELOIT, WI 53511-5569
Document Number	0002306641
Instrument Date	Mar 30, 2026
Instrument	20262306641
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002306641,
Date	Apr 6, 2026
Instrument	20262306641

Lender

Name	CONNEXUS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	May 2, 2023
Property Address	911 EMERSON ST, BELOIT, WI 53511-5569
Document Number	0002239706
Instrument Date	Apr 28, 2023
Instrument	2239706
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	RR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$426.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 EMERSON ST, BELOIT, WI 53511-5569

Mortgage

Document Number	0002239707
Date	May 2, 2023
Instrument	2239707

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,718.00 (+42.81%) Homeowner's exemption	$114,200 (+33.72%) Land $8,400 Building $105,800	$125,400 (+29.15%)
2023	$1,203.00 Homeowner's exemption	$85,400 Land $8,400 Building $77,000	$97,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bug Tussel Wireless, LiteWire.

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