Whiteside County property record for 911 E 3rd St, Sterling, IL 61081 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 15,913 sqft (0.365 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $114,900 (2020) |
| Tax Bill | $4,090.00 (2025) |
| Primary APN | 1122338016 |
|---|---|
| Alternative APNs |
|
| Lot Area | 15,913 sqft (0.365 acres) |
|---|
| Account Number | 105057 |
|---|---|
| Street Address | 911 E 3RD ST |
| City | STERLING |
| State | IL |
| Zip | 61081-3857 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WEST OF BROADWAY PT 9-10-11-12 BLK 52 |
| Legal Subdivision | WEST OF BROADWAY |
| Legal Block | 52 |
| Jurisdiction | WHITESIDE IL |
| Minor Civil Division | STERLING |
| Census Blockgroup | 3 |
| Census Block | 3041 |
| Census Tract | 1200 |
Source: Whiteside County records · APN 1122338016
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 911 E 3RD ST, STERLING, IL 61081-3857 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 22, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Aug 02, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| May 29, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FINANCE OF AMERICA MTG |
| May 16, 2019 | Deed of Trust, Mortgage · Line of Credit COMMUNITY ST BK/ROCK FALLS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 29, 2020 · Amount on Record |
| Deed Sale | May 29, 2020 · Amount on Record |
| Prior Sale | May 11, 2016 · Amount on Record |
| Deed Doc Number | 20203001 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 911 E 3RD ST, STERLING, IL 61081-3857 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000001344 |
|---|---|
| Date | Mar 22, 2023 |
| Instrument | 2023-01344 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 911 E 3RD ST, STERLING, IL 61081-3857 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0202105348 |
|---|---|
| Date | Aug 02, 2021 |
| Instrument | 2021-05348 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | May 29, 2020 |
| Property Address | 911 E 3RD ST, STERLING, IL 61081-3857 |
| Document Number | 0000003001 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 3001 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 911 E 3RD ST STERLING IL 610813857, STERLING, IL 61081-3857 |
| Document Number | 3002 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 3002 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2050 |
| Rate | 3.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 911 E 3RD ST, STERLING, IL 61081-3857 |
| Document Number | 0000002718 |
| Instrument Date | May 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 911 E 3RD ST STERLING IL 610813857, STERLING, IL 61081-3857 |
| Document Number | 0000002718 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 2718 |
| Name | COMMUNITY ST BK/ROCK FALLS |
|---|---|
| Type | Bank |
| Address | STERLING, IL 61081 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Municipality | Sterling City |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,090.00 | $46,271 Land $12,670 Building $33,601 | |
| 2024 | $138,813 Land $38,010 Building $100,803 |
911 E 3rd St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Whiteside County (17195C), updated September 26, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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