911 E 2nd Pl, Panama City, FL 32401 Property Records

Bay County property record for 911 E 2nd Pl, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 915 sqft · built 1952
Lot Size	0.223 acres (9,713 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (May 2018)
Tax Bill	$1,452 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`22042-000-000`

Property Details

APN / Parcel Number

Primary APN	`22042-000-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	915 sqft Living Area
1st Floor Area	915 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,713 sqft (0.223 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Driveway	Brick Driveway
Driveway Area	115 sqft

Exterior Amenities

Porch	Slab
Porch Area	165 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	180 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	911 E 2ND PL
City	PANAMA CITY
State	FL
Zip	32401-3837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC02
Legal Description	COVE TERRACE 3RD ADD. LOT 18 BLK G ORB 4009 P 398
Legal Range	14W
Legal Township	04S
Legal Section	09
Legal Subdivision	COVE TERRACE 3RD ADD
Legal Block	G
Legal Lot Number	18
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2015
Census Tract	1900

Owner

Source: Bay County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	911 E 2ND PL, PANAMA CITY, FL 32401-3837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2018	Warranty Deed, Transfer · Conventional Mortgage TYNDALL FCU
Apr 19, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2018 · Amount on Record
Deed Sale	May 17, 2018 · Amount on Record
Prior Sale	Apr 1, 2017 · Amount on Record
Deed Document Number	201829290
Deed Book / Page	4009 / 398
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 17, 2018
Property Address	911 E 2ND PL, PANAMA CITY, FL 32401-3837
Document Number	0040090398
Book / Page	4009 / 0398
Map Reference	MB7 PG60
Instrument Date	May 16, 2018
Instrument	2018029290
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	MTI TITLE INS AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1404 EGRET CT, 1404, PANAMA CITY BEACH, FL 32413-6074

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 E 2ND PL, PANAMA CITY, FL 32401-3837

Mortgage

Document Number	2018029291
Date	May 17, 2018
Instrument	2018029291

Lender

Name	TYNDALL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 19, 2017
Property Address	911 E 2ND PL, PANAMA CITY, FL 32401-3837
Document Number	0038930709
Book / Page	003893 / 000709
Instrument Date	Apr 3, 2017
Instrument	22109
Transaction Type	Transfer
Record Updated	May 30, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1404 EGRET CT ROSEMARY BEACH FL 324136074, ROSEMARY BEACH, FL 32413-6074

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,452.00 (-6.14%) Homeowner's exemption	$133,982 (+5.99%)	$166,486 (+18.83%) Land $50,040 Building $116,446
2024	$1,547.00 (-4.39%)
2023	$1,618.00 (+2.41%) Homeowner's exemption	$126,414 (+3%)	$140,106 (+10.15%) Land $43,200 Building $96,906
2022	$1,580.00 Homeowner's exemption	$122,732	$127,200 Land $37,512 Building $89,688

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	10 (1995–2020)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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