911 Co Rd 4, Saint Cloud, MN 56303 Property Records

Stearns County property record for 911 Co Rd 4, Saint Cloud, MN 56303

Property Summary

Property Type	Vacant Land
Lot Size	2.03 acres (88,427 sqft)
Owner	Company Name on Record
Last Sale	$1,375,000 (Sep 2026)
Tax Bill	$6,886 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-50303-0900`

Property Details

APN / Parcel Number

Primary APN	`82-50303-0900`

Exterior

Lot Area	88,427 sqft (2.03 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	911 COUNTY ROAD 4
City	SAINT CLOUD
State	MN
Zip	56303-0948
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 001 BLK 001 RIDGEWOOD CENTER SECTION 08 TOWNSHIP 124 RANGE 28 SECTION 08 TOWNSHIP 124 RANGE 28
Legal Range	28W
Legal Township	124
Legal Section	08
Legal Subdivision	RIDGEWOOD CENTER
Legal Block	1
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2026
Census Tract	1002

Owner

Source: Stearns County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5731 EAGLE CT, SAINT CLOUD, MN 56303-4663
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTHSTAR BANK
Jun 30, 2017	Warranty Deed, Transfer HOMELAND TITLE AND ABSTRACT, HEARTLAND TITLE & ABSTRACT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2026 · Amount on Record
Deed Sale	Sep 10, 2026 · Amount on Record
Prior Sale	Jun 30, 2017 · Amount on Record
Deed Document Number	20261720702
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 10, 2026
Property Address	911 COUNTY ROAD 4, SAINT CLOUD, MN 56303-0948
Document Number	0001720702
Instrument Date	Sep 9, 2026
Instrument	20261720702
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$458,287.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	5731 EAGLE CT, SAINT CLOUD, MN 56303-4663

Mortgage

Document Number	0001720702,
Date	Sep 10, 2026
Instrument	20261720702

Lender

Name	NORTHSTAR BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Date	Sep 10, 2026

Lender

Name	NORTHSTAR BANK

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 30, 2017
Property Address	911 COUNTY ROAD 4, SAINT CLOUD, MN 56303-0948
Document Number	00A1498961
Instrument Date	Jun 29, 2017
Instrument	A1498961
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	HOMELAND TITLE AND ABSTRACT, HEARTLAND TITLE & ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$1,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 AVE N, SAINT CLOUD, MN 56303

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,886.00 (+5.58%)	$203,800 (+1.39%) Land $201,000 Building $2,800	$203,800 (+1.39%) Land $201,000 Building $2,800
2025		$201,000 (-) Land $201,000	$201,000 (-) Land $201,000
2023	$6,522.00	$201,000 Land $201,000	$201,000 Land $201,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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