9109 Royal Gate Dr, Windermere, FL 34786 Property Records

Orange County property record for 9109 Royal Gate Dr, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,493 sqft · built 2001
Lot Size0.213 acres (9,263 sqft)
Owner2 Individual Names on Record
Last Sale$475,000 (Feb 2004)
Tax Bill$9,094 (2025)
Flood ZoneZone X (minimal risk)
APN04-23-28-8239-00-280

Property Details

APN / Parcel Number

Primary APN04-23-28-8239-00-280
Alternative APNs
  • 282304823900280
  • 274139
  • 278982
  • 283137

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,493 sqft Living Area
Gross Area4,634 sqft
1st Floor Area3,167 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,263 sqft (0.213 acres)
Garage TypeAttached
Garage Area725 sqft
Parking Spaces3 Parking Spaces
PorchFinished/Open Porch
Porch Area358 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address9109 ROYAL GATE DR
CityWINDERMERE
StateFL
Zip34786-6218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-L-D
Legal DescriptionWESTOVER RESERVE PHASE ONE 37/9 LOT 28
Legal Range28E
Legal Township23S
Legal Section04
Legal SubdivisionWESTOVER RESERVE PH 1
Legal Phase1
Legal Tract8239
Legal Lot Number28
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1013
Census Tract14815

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9109 ROYAL GATE DR, WINDERMERE, FL 34786-6218
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 19, 2004 · Amount on Record
Deed SaleFeb 19, 2004 · Amount on Record
Prior SaleFeb 18, 2002 · Amount on Record
Deed Document Number2004109671
Deed Book / Page7313 / 2960
Last Transfer DateOct 8, 2024
Transfer Doc0000590795
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$567,655 (+2.7%)$862,980 (-1.16%) Land $175,000 Building $687,980
2025$9,094.00 (+3.99%) Homeowner's exemption$552,731 (+5.99%)$873,080 (+9.97%) Land $175,000 Building $698,080
2024$8,745.00 (+7.1%)
2023$8,165.00 (+3.28%) Homeowner's exemption$521,509 (+3%)$793,910 (+26.33%) Land $175,000 Building $618,910
2022$7,906.00 Homeowner's exemption$506,319$628,444 Land $150,000 Building $478,444

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

Nearby Properties on Royal Gate Dr

Nearby Streets

Search Property Records by Address or Parcel Number