9109 N K St, Spokane, WA 99208 Property Records

Spokane County property record for 9109 N K St, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,022 sqft · built 2019
Lot Size	0.49 acres (21,338 sqft)
Owner	2 Individual Names on File
Last Sale	$81,321 (Jan 2018)
Tax Bill	$6,735 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26232.1901`

Property Details

APN / Parcel Number

Primary APN	`26232.1901`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,022 sqft Living Area
Gross Area	3,948 sqft
1st Floor Area	1,561 sqft
Basement Area	1,561 sqft
Finished Basement	1,461 sqft
Unfinished Basement	100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	21,338 sqft (0.49 acres)
Garage Type	Attached
Garage Area	826 sqft
Parking Spaces	3 Parking Spaces
Deck Area	246 sqft
Patio Area	336 sqft
Canopy	345 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	9109 N K ST
City	SPOKANE
State	WA
Zip	99208-6536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	FALCON RIDGE 2ND ADD: LOT 1 BLK 5 (AFN 5601644)
Legal Range	42E
Legal Township	26N
Legal Section	23
Legal Subdivision	FALCON RIDGE 2ND ADD
Legal Block	5
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1005
Census Tract	10702

Owner

9109 N K St is owned by two individuals who bought it in January 2018.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9511 N MALLORY CT, SPOKANE, WA 99208-9808
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Aug 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Jan 8, 2019	Deed of Trust, Mortgage CALIBER HM LOANS
Apr 26, 2018	Trustee's Deed, Construction Loan · Construction Mortgage STATE BK NW
Jan 19, 2018	Warranty Deed, Transfer · Commercial Mortgage STATE BANK NORTHWEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2018 · Amount on File
Deed Sale	Jan 19, 2018 · Amount on File
Deed Document Number	20186675980
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	9109 N K ST, SPOKANE, WA 99208-6536
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007218583
Date	Jun 27, 2022
Instrument	7218583

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	9109 N K ST, SPOKANE, WA 99208-6536
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006828887
Date	Aug 5, 2019
Instrument	6828887

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	9109 N K ST, SPOKANE, WA 99208-6536
Document Number	0006775214
Instrument Date	Jan 8, 2019
Transaction Type	Mortgage
Record Updated	Jan 31, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	9109 N K ST SPOKANE WA 992086536, SPOKANE, WA 99208-6536

Mortgage

Document Number	0006775214
Date	Jan 14, 2019
Instrument	6775214

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2049

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 26, 2018
Property Address	9109 N K ST, SPOKANE, WA 99208-6536
Instrument Date	Apr 26, 2018
Instrument	6702357
Transaction Type	Construction Loan
Record Updated	May 4, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9511 N MALLORY CT SPOKANE WA 992089808, SPOKANE, WA 99208-9808

Mortgage

Document Number	0006702357
Date	Apr 26, 2018
Instrument	6702357

Lender

Name	STATE BK NW
Type	Bank
Address	SPOKANE VALLEY, WA 99216-0732

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 19, 2018
Property Address	9109 N K ST, SPOKANE, WA 99208-6536
Document Number	0006675980
Map Reference	VOL34 PG43-45
Instrument Date	Jan 10, 2018
Instrument	6675980
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VISTA TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,249.22
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9511 N MALLORY CT, SPOKANE, WA 99208-9808

Mortgage

Document Number	0006675981
Date	Jan 19, 2018
Instrument	6675981

Lender

Name	STATE BANK NORTHWEST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 9109 N K St was $6,735, down 3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,735.00 (-2.95%)	$673,200 (+2.02%) Land $185,000 Building $488,200	$673,200 (+2.02%) Land $185,000 Building $488,200
2025	$6,940.00	$659,900 (-4.28%) Land $150,000 Building $509,900	$659,900 (-4.28%) Land $150,000 Building $509,900
2024		$689,400 (+25.71%) Land $90,000 Building $599,400	$689,400 (+25.71%) Land $90,000 Building $599,400
2023	$6,381.00 (+2.03%)	$548,400 Land $57,500 Building $490,900	$548,400 Land $57,500 Building $490,900
2022	$6,254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9109 N K St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9109 N K St is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 66% of Washington
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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