9109 E 1600th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 9109 E 1600th Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	2,412 sqft · built 2014
Lot Size	7.8 acres (339,768 sqft)
Owner	2 Company Names on Record
Last Sale	$3,144,000 (Apr 2022)
Tax Bill	$11,452 (2025)
Deeds & Mortgages	Apr 2022 Sale Aug 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-07-015-097`

Property Details

APN / Parcel Number

Primary APN	`11-07-015-097`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	2,412 sqft Base Area
1st Floor Area	2,412 sqft
Basement Area	2,412 sqft
Unfinished Basement	2,412 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	339,768 sqft (7.8 acres)

Location & Zoning

Street Address	9109 E 1600TH AVE
City	EFFINGHAM
State	IL
Zip	62401-5387
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 GEMSTONE SUB 2ND ADDN 3776/171 3715/212 3031/116 1989/116 1185/74 1172/144 1172/138 1160/344 1153/13 1153/10 610/133
Legal Subdivision	GEMSTONE SUBDIVISION 2ND ADDITION
Legal Lot Number	4
Jurisdiction	EFFINGHAM IL
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1098
Census Tract	950200

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	9109 E 1600TH AVE, EFFINGHAM, IL 62401-5387
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 17, 2021	Warranty Deed, Transfer · Commercial Mortgage THE IUKA STATE BANK
Jan 24, 2018	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK
Jan 17, 2019	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF WATERLOO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2022 · Amount on Record
Deed Sale	Apr 14, 2022 · Amount on Record
Prior Sale	Aug 17, 2021 · Amount on Record
Deed Document Number	20221578
Deed Book / Page	3776 / 171
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Apr 14, 2022
Property Address	9109 E 1600TH AVE, EFFINGHAM, IL 62401-5387
Document Number	003776/171
Book / Page	3776 / 171
Map Reference	MB 2969 PG 154
Instrument Date	Apr 13, 2022
Instrument	202222001578
Transaction Type	Transfer
Record Updated	May 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,005.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	228 N 2100 EAST RD, 228, MODE, IL 62444-4014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 RAINBOW DR # 13133, 13133, LIVINGSTON, TX 77399-2031

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 17, 2021
Property Address	9109 E 1600TH AVE, EFFINGHAM, IL 62401-5387
Document Number	3715/212
Book / Page	3715 / 212
Map Reference	MB 2969 PG 154
Instrument Date	Aug 16, 2021
Instrument	202121004152
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,335.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9109 E 1600TH AVE, EFFINGHAM, IL 62401-5387

Mortgage

Document Number	202121004153
Date	Aug 17, 2021
Instrument	202121004153

Lender

Name	THE IUKA STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	9109 E 1600TH AVE, EFFINGHAM, IL 62401-5387
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3362/089
Date	Jan 24, 2018
Book Page	3362/089
Instrument	201801800295

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	9109 E 1600TH AVE, EFFINGHAM, IL 62401-5387
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3580/336
Date	Jun 23, 2020
Book Page	3580/336
Instrument	202020003309

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	9109 E 1600TH AVE, EFFINGHAM, IL 62401-5387
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3442/153
Date	Jan 17, 2019
Book Page	3442/153
Instrument	201901900189

Lender

Name	FIRST NATIONAL BANK OF WATERLOO
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Summit Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,452.00 (+73.91%)	$223,230 (+31.27%) Land $26,000 Building $197,230	$669,690 (+31.27%) Land $78,000 Building $591,690
2022	$6,585.00 Homeowner's exemption	$170,050 Land $19,810 Building $150,240	$510,150 Land $59,430 Building $450,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon, Wisper ISP.

Nearby Properties on E 1600th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures