9109 Caicos Way, Naples, FL 34114 Property Records

Collier County property record for 9109 Caicos Way, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	2,924 sqft · built 2023
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Trust Names on File
Last Sale	$1,312,500 (May 2025)
Tax Bill	$14,779 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`174162 3655B24`

Property Details

APN / Parcel Number

Primary APN	`174162 3655B24`
Alternative APN	`22726011908`

Interior

Building Area	2,924 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Masonry / Concrete Block
Lot Area	10,019 sqft (0.23 acres)
Pool Area	416 sqft
Deck Area	477 sqft

Location & Zoning

Street Address	9109 CAICOS WAY
City	NAPLES
State	FL
Zip	34114-2940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AZURE AT HACIENDA LAKES PHASE 3 LOT 365
Legal Range	26
Legal Township	50
Legal Section	24
Legal Subdivision	AZURE AT HACIENDA LAKES PH3 PHASE 3
Legal Phase	3
Legal Block	1
Legal Lot Number	365
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	1
Census Block	1001
Census Tract	11114

Owner

9109 Caicos Way is held in a trust since May 2025.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	13093 LESSING AVE, ORLANDO, FL 32827-7573
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2025 · Amount on File
Deed Sale	May 27, 2025 · Amount on File
Prior Sale	Aug 14, 2023 · Amount on File
Deed Document Number	20256686657
Deed Book / Page	6472 / 2570
Record Updated	Oct 29, 2026

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 14, 2023
Property Address	9109 CAICOS WAY, NAPLES, FL 34114-2940
Document Number	0062773012
Book / Page	6277 / 3012
Map Reference	MB 68 PG 32-36
Instrument Date	Jul 25, 2023
Instrument	6440412
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	WESTMINSTER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1140 VIRGINIA DR, FORT WASHINGTON, PA 19034-3204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9109 CAICOS WAY, NAPLES, FL 34114-2940

Mortgage

Document Number	0062773014
Date	Aug 14, 2023
Instrument	6277/3014

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.37%
Type Change Date	Aug 1, 2030
Change Frequency	6 Months
Min Rate At Change	8.37%
Max Rate At Change	13.3%
Margin	4
Max Rate	13.3%

Tax Assessment & Valuation

The 2025 property tax bill for 9109 Caicos Way was $14,779.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,086,201 (-6.7%) Land $212,239 Building $873,962	$1,086,201 (-7.69%) Land $212,239 Building $873,962
2025	$14,779.00	$1,164,222	$1,176,649 Land $490,921 Building $685,728
2023	$4,390.00 (+35.83%)	$68,562 (+1%)	$350,658 (+159.26%) Land $350,658
2022	$3,232.00	$62,329	$135,254 Land $135,254

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 9109 Caicos Way in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 304 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	304 in force
Nearby Flood Claims	6 (2017–2024)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9109 Caicos Way is extreme, ranking above 97.5% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.5% of the US · above 93% of Florida
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
CenturyLink Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20