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9108 Trl Stem, Schertz, TX 78154 Property Records

Bexar County property record for 9108 Trl Stem, Schertz, TX 78154 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,583 sqft · built 2015
Lot Size0.183 acres (7,951 sqft)
OwnerIndividual Name on File
Last Sale$325,300 (Jan 2016)
Deeds & MortgagesJul 2026 Line of Credit
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN05059-004-0280

Property Details

APN / Parcel Number

Primary APN05059-004-0280
Alternative APN
  • 1210967

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,583 sqft Living Area
Gross Area3,169 sqft
1st Floor Area2,583 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Roof MaterialAsphalt
Lot Area7,951 sqft (0.183 acres)
Garage TypeAttached
Garage Area586 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area348 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address9108 TRAIL STEM
CitySCHERTZ
StateTX
Zip78154-4027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCB 5059K (THE CROSSVINE MODULE 1 UT-1 SUBD), BLOCK 4 LOT 28 PER PLAT 9668/176-201 FILED 5/28/2014
Legal SubdivisionCB 5059K (THE CROSSVINE MODULE 1 UT-1 SU
Legal Tract28
Legal Block4
Legal Lot Number28
JurisdictionBEXAR TX
Township / Civil DivisionSAN ANTONIO NORTHEAST
Census Block Group2
Census Block2025
Census Tract131601

Owner

Source: Bexar County records · APN 05059-004-0280

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9108 TRAIL STEM, SCHERTZ, TX 78154-4027
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Deed of Trust, Mortgage · Line of Credit
SECURITY SERVICE FEDERAL CREDIT UNION
Mar 19, 2021Deed of Trust, Mortgage · VA Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 15, 2016 · Amount on Record
Deed SaleJan 15, 2016 · Amount on Record
Deed Document Number20168015
Deed Book / Page17650 / 2106
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEXAR TX
Recording DateJul 21, 2026
Property Address9108 TRAIL STEM, SCHERTZ, TX 78154-4027
Document Number0000140795
Instrument DateJul 16, 2026
Instrument2026140795
Transaction TypeMortgage
Record UpdatedAug 04, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address9108 TRAIL STEM, SCHERTZ, TX 78154-4027

Mortgage

Document Number0000140795,
DateJul 21, 2026
Instrument2026140795
Lender
NameSECURITY SERVICE FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 01, 2041
Interest
Rate5.81%
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEXAR TX
Property Address9108 TRAIL STEM, SCHERTZ, TX 78154-4027
Transaction TypeMortgage
Record UpdatedApr 02, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071246
DateMar 19, 2021
Instrument20210071246
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Bexar County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyBexar County
MunicipalitySchertz City
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$484,850 (-0.26%) Land $70,670 Building $414,180$484,850 (-0.26%) Land $70,670 Building $414,180
2023Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$486,090 Land $70,670 Building $415,420$486,090 Land $70,670 Building $415,420

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bexar County (48029C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480291316012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 19 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force

Wildfire

Wildfire RiskLow
above 36% of the US · above 11% of Texas
Wildfire LikelihoodAbout 1 in 2,381 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 385 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
Valley Telephone Cooperative, Inc. (TX)Fixed Wireless (unlicensed)400 / 50

May also be available at this address: Alamo Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

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